I am current on my student loan. Will probaly be in a chap 13 when I file. Does anyone think I should stop paying on it?
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It would not matter in that student loans are not dischargeable. You will be paying it all now, or later. If you are able to pay, might as well knock down the balance now as you will be doing this anyway. 'HubOriginally posted by karm43 View PostIf I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010. -
Thank You..Comment
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Do student loan payments subtract from a debtor's disposable monthly income (DMI)? If they do not, then it would be advantageous to have the loans paid in the Chapter 13 plan.Comment
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They put them on deferrment then you start paying them again when your chap 13e is over and the interest continues. Am I right? What if chap 7 do they include them in your dmi if your current? I hate to be back where I started with them.Comment
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You will always be back where you started. They are not discharged. As said, pay if you can. Of course they are a debt so list them either 13 or 7. It is a debt. Only difference is they will not be discharged. 'HubOriginally posted by karm43 View PostIf I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010.Comment
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