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Non-Secured Credit Cards?

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  • frogger
    replied
    If you can't live without credit now, you're certainly going to have a problem after filing bk. Either learn to live with a debit card or cash. Now is the time to start adjusting your life and your lifestyle.

    Leave a comment:


  • Freddy03
    replied
    Originally posted by MBeach222 View Post
    I have not filed CH7 yet, and all my credit cards are maxed or closed.

    Can anyone recommend a source of credit just to get me through the next few months?

    I am not planning to discharge this new credit, just use it to make periodic purchases until I am through the CH 7 process.

    I do not want to use a secured card for this. I need a small amount of credit. About $2k

    Ideas?

    thanks
    From my understanding you can not pick and choose what cards stay out of BK. If you obtain credit now and use it up until filing there is a good chance it won't be discharged. Also if you have a credit card with available balance once you file they will most likely close the account.

    Leave a comment:


  • iswmle
    replied
    A source of credit? Do you not have a job or some other source of income? Do you need to rely on credit at this point? I think relying solely on your debit and cash is the ideal way through your chp 7. I can't think of a bank that would be willing to extend 2k to someone who is maxed out/ closed and a high risk for bk. Even the subprime banks may shy away... no offense, but your plan doesn't sound very well thought out.

    Leave a comment:


  • MBeach222
    started a topic Non-Secured Credit Cards?

    Non-Secured Credit Cards?

    I have not filed CH7 yet, and all my credit cards are maxed or closed.

    Can anyone recommend a source of credit just to get me through the next few months?

    I am not planning to discharge this new credit, just use it to make periodic purchases until I am through the CH 7 process.

    I do not want to use a secured card for this. I need a small amount of credit. About $2k

    Ideas?

    thanks

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