Have You Sworn Off Credit Cards?

[Snax]

Ditto that HHM. We currently use a card with only a $750 limit that has a $30 annual fee and 19.99% interest rate, but after only 6 months of using it, we are over $50 ahead on cash-back bonuses. It has become the primary conduit for our money for any purchase more than $20 or so where we would have used a debit otherwise.

[HHM]

To be honest, I use a points credit card for all day to day purchases.

But I never carry balance.

[helpmeout]

I did get one credit card with a $2K limit and 0% interest until October. But I don't charge anything until I have worked out how I am going to pay for what I charge in my budget. 99.9% of the time, I use my debit card.

[AngelinaCatHub]

We only use our Debit Card. We have a line of credit on it. We WILL NOT deviate from that card as it locks up when the money is gone. NO DEBT AGAIN for us. We are free and intend to stay that way. 'Hub

[TheBajan]

Poll created as requested.

Thank you!

[HRx]

Poll created as requested.