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Bank so-called Right of Offset law

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    Bank so-called Right of Offset law

    Hello All,

    I have a basic question that I would LOVE if this group could help me find a legal case / law in MN to deal with our bank.

    (Yes, I did cross post in general bankruptcy as well. I know a lot of other people don't read this thread as it is not pertinent to them.)

    Question:

    Does the bank's so-called "Right of Offset" allow them to reverse a loan payment?

    I say it does not. Particularly when funds were in account for eight days prior to loan payment and they did nothing. Then four days after loan payment, they reversed the payment and applied it to another loan.

    I am really irritated with this bank and would love to have some legal standings to use against them.

    Any and all help with this info (again state is MN) is very much appreciated!!!

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