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True about the FDIC but it worked very well since it's inception. It gave people back the sense of security they lost back in the 1930's and shall continue to work.
Sounds like you are counting on a collapse. We have had "peaks and valleys" since the beginning of time and this will continue until the end of time in all civilizations. Nothing since the great depression was worse then that. Today the poor get sick from obesity and diabetes and get free health care treatment. During the depression the same people simply starved to death in an alley.
I agree. As bad as things are today, from everything I know of times past during other downturns, they were so much worse. Something that recently brought to light, believe it or not, was a movie, "Angela's Ashes." I watched that and felt a whole lot better about my own situation, and that I should be grateful I have food, a warm/dry/clean place to live, etc.
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