I believe that you have a misunderstanding of bankruptcy.

A Chapter 7 does not help save a home. Unless you stay current, the lender will seek the lifting of the automatic stay so that it can proceed to foreclosure under state law. The stay gets lifted at the earlier of the filing of...

Since you do not have an attny, when in doubt always attend.

Des.

Since you have not mentioned anything about your situation, here are some possibilities:

Option A:

1. You obtained a discharge in a Chapter 7 that was filed less than 4 years prior to you filing a Chapter 13.

2. As a result, you are not eligible for a Chapter...

Wait a minute. Is your only source of income Social Security? Do you have any non-exempt assets you need to protect?

While your actual question should be answered by your attny, in the 4th Circuit you are not required to devote SS to fund a Plan. See:

https://www.ca4.us...