Transfers done pursuant to a valid domestic relations court order are not going to be reversed by a Trustee. A Trustee may inquire as to the "validity" of the divorce to make sure the parties were not trying to fraudulently remove property from the hands of a Trustee but that is rare....

Wild guess. . . assuming a confirmed Chapter 13 Plan.

Your Plan paid less than what was owed by way of a cramdown. Lender is claiming it gets paid its full contract balance (based upon some setoff argument - same lender/insurance co - as JB has mentioned).

My argument. Plan...

I have not seen any instances where an IRA was subject to WF's actions to take control over property of the bk estate. Pretty sure the account will be ok.

Des.

Congratulations. Now there is a light at the end of the tunnel and it is no longer flashing. Here's to a smooth ride along the way.

Des.

Google

In re Boutilier, 196 B.R. 323 (Bankr. W.D. Va., 1996)

It deals with an IRS pre petition levy in a Chapter 13.

If the levy took place within the 90 days prior to filing, my position would be that of a preferential payment to a general unsecured (but not dischargeable)...

If you are making conduit mortgage payments through the Trustee the old servicer and the new servicer will notify him/her. A Notice of Transfer of Claim will also be filed. Certainly, if you are concerned talk to your attny. If your attny does not respond contact your Trustee to make sure he/she...

Congratulations! Potential crisis averted.

Des....

OP means "original poster".

justbroke can you locate the thread from a few years ago that talked about selling the house out from under the debtor when there was no equity? Actually there were 2 threads about a year apart. At the moment, I don't have the time to check. Thanks....

I would like to add to this.

A CMA, BPO and/or a Zillow report are evidence of nothing. A full appraisal, while getting one is advisable, may not be much better in this situation. OP no longer owns the home. It is owned by the bk estate, subject to OP's allowed exemption. If the trustee...

In a 100% Plan, once you have paid all allowed claims (including the administrative claim of the trustee) your case will end. The trustee, upon completing the final accounting, will return any remaining funds to you.

Des.

The answer may depend upon your district/circuit. In the 9th Circuit the answer is that a Plan can be paid off in month 36 but I tell my below median income clients to wait until at least month 37. I then tell them to add up all of the remaining Plan payments and tender that amount therefore completing...

The back-and-forth with JB pretty much elaborates on the issue. Since deadtofall11 has an attorney I think these issues are better addressed with him/her.

The worse case scenario: There is no exemption, the Trustee gets the vehicle, the Trustee puts it up for auction, you buy it at the...

Actually, technically it IS your vehicle. You purchased it therefore you own it. You simply failed to change the title. Your friend has "legal" ownership but you are the "equitable" owner. It gets listed on Schedule B based upon your "equitable" ownership.
...

Our posts have to stop meeting like this.

Des....

Good man. Have your attny contact him to determine if he even wants the estate's pro rata portion.

Des....

If OP's Trustee is either Birdsell or Brown the Federal refund may be intercepted. I don't think any other Arizona Trustees do this and I am not sure about the State refunds. Arizona does not have an exemption that protects any part of a tax refund.

As to OP's question, OP, I responded...