If you do not officially reaffirm the loans they probably won't be reported to the credit reporting agencies other than "included in bankruptcy" with a $0.00 amount owed.

Nevada is within the 9th Circuit. There is no such thing as a "retain and pay" as it relates to...

Welcome to the Forum!

If you stay in Chapter 13 the law requires you to provide sufficient funding to pay the priority tax claims in full. It sounds like you under-estimated the amount that was/is owed to the IRS and, as a result, your Plan was not sufficiently funded at $1297/month....

You need to discuss this with an attorney pronto. Some states, like Arizona, have specific statutes that protect a debtor's homestead residence when transferred into a revocable trust. Others do not.

For Arizona, any property, other than the homestead residence, placed in a trust loses...

You need to talk to your attny. I see two potential issues here:

1. The pension money, sitting in the pension plan, is exempt. Once you have complete dominion and control over the funds they are no longer exempt. Does destroying the exemption make the funds fair game for the Trustee?...

Two comments:

1) Definition of "claim" under 11 USC 101(5):



A PI claim, whether valid or not, is still a claim for bankruptcy purposes and is subject to a discharge unless it rises to the level of some action under 11 USC 523(a) that makes it non-dischargeable....

Welcome to the Forum. A few questions.

1. When did you make the purchase? Timing could be an issue.

2. Who do you make payments to? Very few retail furniture stores finance "in-house".

3. How much did you finance? Dollar amount can also be an issue....

Filing the bk and then notifying the Plaintiff of the bk will stop the lawsuit against you. Unless there was some bad act on your part, like drunk driving, your concerns should be over. The "injured" party can and will continue to pursue the insurance carrier after getting the automatic...

In general,

1. A foreign judgment (one from another Country) can be domesticated in the US if the foreign Country is a signatory to the Hague Convention. You can find the list here:

https://www.hcch.net/en/states/hcch-members

2. If a member of the Hague Convention,...

Me too. . . and that's where I am headed now.

Be safe my friend.

Des....

There is a bit of a disconnect here.

1. Trustee files a Motion to Modify.

2. The Motion states that any responses/objections to the Motion are to be filed by 9/3.

3. Attorney files a timely Objection to the Motion to Modify.

Is this not what happened?...

I rarely suggest this - mainly because it would be improper for me to suggest that a client incur debt. However, unless the loan is from a family member or friend, what happens if the debtor cannot afford the payments, which likely includes a very high interest rate? In addition, as JB points out,...

JB is spot on when suggesting that your attorney should be warning you of the risks when electing to file Chapter 7. The attorney should also be advising you as to how you can address those risks.

In all likelihood the Trustee will put the vehicle up for auction. If you are the high bidder...