Heres is my financial situation:
INCOME NET MONTHLY
HUSBAND 4,667
WIFE 2,981
TOTAL 7,648
DEBT EXPENSES
1st Mortgage $164,000, valued at 150,000 Pmt $1400
2nd Mortgage $95,000 pmt $400
3rd Mortgage $35,000...
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Had 341 in the 12th and Lived
Well... we survived the (ch.7) 341 hearing and are living to tell about it.
WOO HOO !.
It went pretty well.
We were 3rd in line to speak to the trustee. The two before us,
both seemed very unprepaired, lacking in paperwork and unable to answer many of his questions.... -
I need some opinions Please
Ok heres what happened..2 years ago my husband came into a large sum of money 80K....well we NEVER had money in our lives, so what did we do, we spent it FOOLISHLY! gambling, overnight trips, and about 30K in sensible spending. my question is this, we are now once again BROKE...for one year we lived... -
Need Adice
Here's my story...I bought a home with my ex (fiance at the time) about 5 years ago in Michigan. The original mortgage was for $85,000 with no money down. My ex was listed first on the home and I was the co-signer. The bank told us that in order to purchase the home, I needed to be the co-signer.... -
Which state to file
Moved from FL 8/07 to AZ (community property state)
My spouse wants to file Chapter 7 and I do not.
We do not meet the residency requirements in AZ until October.
How can he file at this time? We would prefer not to be considered filing in a Community property state.... -
Scribner's Error/ Illegal Foreclosure in Chapter 7.
Even if you can't help, thank you for reading this. I have been scouring Google for a month and I can't find any help or case law pertaining to my situation.
My mother filed Ch. 7 in Dec'07 to halt foreclosure with IndyMac. IndyMac and the law firm they hired in Chicago were notified...