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  • Enforcement against illegal collections?

    I'm in Ch. 13 bankruptcy and my bank (Chase) has been taking payments for my small business line of credit from my business checking for over a year -- approaching 2.

    I'll cut the story short by saying that I've given up trying to reach anyone there. I reach people and they explain everything...
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  • KeithDoxen
    started a topic Has anyone been sued by Access Group?

    Has anyone been sued by Access Group?

    My Chapter 7 bankruptcy was successfully discharged about six months ago. I was a no asset case and was able to discharge 40,000 dollars worth of unsecured debt. I also had six figures of student loan debt that I could not discharge of course. These student loans were owned by three different companies....
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  • Happy
    started a topic DCS Inc. Collection Agency for Citibank

    DCS Inc. Collection Agency for Citibank

    Geeze.
    I owe quite a bit in student loans and just had my final decree entered on my Chapter 7 (@HHM, before you write anything, yes, I know they aren't dischargeable unless.. ).

    Anyways, not two days passed since the decree was entered that I was contacted by an agent from...
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  • uncrunner
    started a topic Just how bad will your credit get?

    Just how bad will your credit get?

    Hello,

    I have just stopped paying my credit cards and am 60 days late. Not because I want to but b/c I sell Real Estate for a living. Need I say more? Anyways the carcass is not that rotten yet and the vultures are calling 5 times a day. I have heard to hold out for as long as you...
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  • crazychristo
    started a topic Almost done.....but

    Almost done.....but

    My wife and I filed Chapter 13 9 months ago but the payment ordered by the trustee was very high. We allowed the BK to get dismissed and began working with our creditors to settle our debt. We worked extremely hard to negotiate and settle each of our credit cards. Citi ($12,000 on $32,000) AMEX ($4,000...
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  • SOYFSB
    started a topic Message from a debt collector and debtor

    Message from a debt collector and debtor

    I'd just like to clear a few things up. 1st all collectors are not morons, althought after being screamed at sworn at called every name in the book for 8 hours straight I do sometimes feel a few brain cells lighter. I want to help some of the people here b/c honestly as both someone who has debts of...
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  • NancyLou
    started a topic Paid Attorney today in Arizona

    Paid Attorney today in Arizona

    This is a first in my life, having to file for BK 13, but I became disabled three years ago and my husband lost some health insurance that covered some expenses related to that... We've been floundering since then, barely hanging on. What sent us over the edge was Wells Fargo and they allowing my...
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  • KP1980
    started a topic Listing setoffs on Sched. F

    Listing setoffs on Sched. F

    I have claims that are setoff with the creditor, and now the claims are with a collection agency.
    Now where do I list the amount of the claim. With the creditor or with the collector, In regards to schedule F?
    Also, how should I these list collectors on the schedule?
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