May 22, 2012
"The engine is smoking like a chimney," Norman Rousseau told his wife after working on an RV that was expected to be home for the couple after they were evicted from their house in Newbury Park, Calif.
Those would be the last words Oriane Rousseau heard...
142 results in 0.0036 seconds.
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California Man Commits Suicide Before Foreclosure
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Ch7 and foreclosure on investment property - Can I take a tax loss?
In 2006, I purchased with cash (no mortgage) a piece of investment property (no house on it, just land) that I for $60,000. In 2007 I used it as collateral for a $200k business loan. (The $200k loan was granted to my LLC, but I personally guaranteed the $200k business loan and put up my $60k investment... -
When can I stop paying HOA?
I surrendered my house in chapter 7 last year, I moved out of the house before filing. As advised by my attorney, I continue to pay HOA dues. The foreclosure proceedings have begun and there is a sale date in a couple of weeks. When can I stop paying HOA dues? -
Chase Calls afte Four Years??
interesting, about 5:30 yesterday i rec'd a phone call from chase in reference to the house we surrendered to them over four years ago.
first, the guy says very nicely, this is NOT an attempt to collection a bill, then read me some legal disclaimers etc.
then he asks what... -
bk2011 started a topic Crazy question, can we take the closet racks with us? Foreclosure sale set for 3/27.in Chapter 7Crazy question, can we take the closet racks with us? Foreclosure sale set for 3/27.
We are an Asset Ch 7 case, discharged in 6/2011 and only have 2 payments left to our trustee THANK GOODNESS!!!
We did not reaffirm our mortgage and are in the middle of moving to our new home. We are okay with leaving the old home, under water way too much to make sense in staying. ... -
What to expect in Foreclosure and Bankruptcy?
Hi, I’ve read through a lot of the threads looking for the same type of situation as me but of course it seems that everyone’s situation is a little bit different. I’m really looking for some advice from some people who’ve been through this or are currently in the process. My wife and I have... -
"3rd Party" Rep Stopped By Today to Check Occupancy
Okay, so haven't paid my primary since Sep '10, everything was discharged in Nov '11. Primary company (IMB/OWB) did file to lift stay from BK proceedings back in Aug '11. Received two applications for modification, obviously no response to them.
My wife mentioned to me that a gentleman... -
bk2011 started a topic BOA won't forecloseOn rental prop, loan was discharged in Ch 7, can I deed back toBOAin Chapter 7BOA won't forecloseOn rental prop, loan was discharged in Ch 7, can I deed back toBOA
We filed Ch 7 last year (2/11), we are an asset case so we are paying off the Trustee, only 3 payments left. All debts were discharged 6/11 including these 2 loans (1st and 2nd) with BOA for a rental property that they have not foreclosed on. We are getting sewer bills and the sewer company said that... -
Foreclosure Timelines and The Mortgage Forgiveness Debt Relief Act
Hi Gang,
As some of you may remember we filed BK in late 2009. Our home was not included in our BK but we did not reaffirm. We haven't paid our mortgage in 2 years, moved out and turned in keys to local WF attorney 8 months ago yet we keep receiving notices (at new address) in regard to a "modification"... -
Cash for Keys or Forclosure - both with bankruptcy. Which?
My husband has been offered cash for keys on home we are not living in but is in his name only. The home is out of state and we have renters/caretakers who are only paying a 1/3 of the rent just to keep it in good shape. (covers taxes and insurance only) We had to move because of husbands plant...
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May I buy a home post chap 7, then walk away from non-reaffirmed mortgage
I had a chapter 7 BK 4 years ago and did not reafirm my mortgage. i have been living in the home paying my mortgage. I live in California and the house I am in is deeply underwater.
My question is, is it possible, because on my credit report it shows the mortgage was included in BK, I... -
atvbutterfly started a topic We quit claimed the property back to Citibank, now they threaten to sue usin ForeclosureWe quit claimed the property back to Citibank, now they threaten to sue us
Filed BK Oct '09, discharged Jan '10. Surrendered property in BK to Citi mortg, there was a small 2nd mortgage on the property. Neither of the Lenders filed or attended the 341, but a lien was placed by Citimortgage. Nothing from 2nd mortgage holder.
After discharge I was still getting... -
Argghhhh! Little bit frustrated here and it all could have been avoided!
I posted a while back that a kind fellow at PNC bank told me that we could sell the home that we left in June in a "pain free short sale". We decided to put it up for sale against the advice given on this board. Bad call. We have an offer, and it's more than what the guy from PNC originally... -
Non pmt foreclosure vs. home surrender in BK
We're filing 13 and surrendering our home in the BK. I was wondering, does the lender foreclose quicker for non-pmt compared to a BK surrender situation? I've seen recent examples in both situations:
Non-pmt foreclosure situation : recent example in az, where the time from first late... -
Leave now or stay until they kick me out?
My husband and I are filing chapter 13 within the month and plan on surrendering our home (which we're 100K+ upside down on). We're only 1 month behind on payments on our first and 2nd loans.
My question is, should we begin looking for rentals now that our credit is still good? or wait...