I am strongly considering filing for Ch. 7 bankrupcy soon. I do not plan on re-affirming on my mortgage, but am going to remain current and continue to live there. I have a few questions.

1) Will my mortgage company send me a 1098 form showing the interest paid during the year and...

Just days before my 60 days are up, I checked PACER and see that my attorney filed a motion to extend time to file a reaffirmation agreement. This is for a 2nd mortgage that I don't intend to reaffirm. So I will contract attorney and remind them that I do not intend to reaffirm it--let's just get this...

Just days before my 60 days are up, I checked PACER and see that my attorney filed a motion to extend time to file a reaffirmation agreement. This is for a 2nd mortgage that I don't intend to reaffirm. So I will contract attorney and remind them that I do not intend to reaffirm it--let's just get this...

We filed chapter 7 bk and thought we reaffirmed our mortgage. Ends up we were missing a signature from the mortgage company. We are actually relieved and want to let the house go into foreclosure. We were discharged months ago. Since the house was technically listed in the bk does that mean I can...

My husband and I are thinking about filing Ch 7 as it seems we pass the means test. The reason we are filing is we have a rental property that we are "in the hole" every month and since it is not our primary residence BOA will not budge on anything. So we decided to let it go back.
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Hello everyone, seems you all have strong knowledge of the process of BK so I really need some advice. I am the definition of BANKRUPT. I need help on a couple of issues.

I am filing for BK soon. I plan to keep my house ("stay and pay") and surrender my car if that's the...

During my Chapter 7 filing I signed a reaffirmation agreement with my credit union to retain my car. The court date to approve that reaffirmation agreement is in February however I just totaled the car in a car accident.

How does this all play out? I want to continue the reaffirmation...

report?

I pulled my transunion report today and even though my Honda loan was reaffirmed in my Ch7 (discharged in May 2010), it is showing up as an Adverse Account with a remark: >Chapter 7 bankruptcy<

Is that the way it should be reported? We actually traded this...

I hope someone out there can help me with some advice.

I live in Florida and filed for Chapt. 7 bankruptcy in 2010. The bankruptcy was discharged in 2010 and I did sign a reaffirmation for my home and vehicle. Although I am married, I am the only one who filed. I was told by my attorney...

I am currently the buyer in a land contract in Ohio. I made a down payment and have made several principal payments on the loan, all to the owner of the home.

How will the 'equity' I have in the home be viewed by a trustee if I file a chapter 7 bankruptcy? Ohio has a $20,200 homestead...

First a little background, my Chapter 7 was discharged towards the end of May and closed in July both in this year. So, it has only been roughly 5-6 months since the discharge. I have a 2007 Corolla that I had intended to reaffirm, but Toyota never sent the paperwork, so I ended up with a ride through....

I know that a lot of people will hate this post but I have to say it. Seems like since the new site came up the posts have changed to, “how can I screw them and stretch this out?”. We are all here for one reason or another. Loss of job, went crazy with credit cards, didn’t really read what our...

Hello. We filed for Chap 7 bankruptcy in July. We finally had our 341 meeting in September and received paperwork that our case should be closed Dec 14. However, yesterday, we received 2 letters from 2 different banks that we are reaffirming our debt. Both have a box checked that states "Presumption...

Trying to pre-plan bk. Filing Chap 7 once we qualify for means test. Discharging all CC debt and underwater house, walking away. Of course we need a roof over our heads we are looking for a rental home and we are being up front about our situation when searching for a rental home. We found a house,...

Hello. I met with an attorney in March and have paid $800 towards my retainer and have been having a hard time coming up with the rest of the retainer. Today my boyfriend was served a summons for me from a credit card co. So I have decided I have no choice but to pay the full retainer next week....