We filed chapter 7 bk and thought we reaffirmed our mortgage. Ends up we were missing a signature from the mortgage company. We are actually relieved and want to let the house go into foreclosure. We were discharged months ago. Since the house was technically listed in the bk does that mean I can get those payments back since I was paying on a discharged debt?
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Sorry but, no, you are not getting any $$ back. You voluntarily paid "rent".
Des. -
No, you don't get those payments back since you voluntarily sent it to them. What you get to do is live rent-free until they foreclose. The last time I paid my mortgage was in 2/2010. The bank has done nothing except get a relief from the stay.
Stop paying and save your money.Comment
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