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  • Trixie007
    started a blog post DirecTV assigned to CA... and BofA call

    DirecTV assigned to CA... and BofA call

    Well, I picked up two calls today - one from a number I didn't recognize, turned out to be a CA for DirecTV - and one from BofA on the accounts that were not charged off already. Both were actually very nice! I'm picking up calls now just to give everyone the attorney's name & number, so I'm looking...
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  • Trixie007
    started a blog post Tracking accounts that are assigned to CA's

    Tracking accounts that are assigned to CA's

    WAMU - was assigned to Van Ru in Dec - dv'd them, then re-assigned to IC Systems in Jan - currently waiting for something in the mail from them -last full payment July 08

    Juniper - assigned? to Encore Rec. Mngmt on Jan 31st, waiting for something in the mail -last full payment May 08...
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  • No problem - thanks for reading & commenting! It is sad that by the time we get offers to get us out of the quagmire, we're it too deep to grab the line!
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  • That's how I felt... I got some really good offers to settle my cc accounts, but I couldn't afford the lump sums. I wish they could have set me up on some sort of payment plan, but they don't do that for people like ME. ha! I know this is old, but I'm just now going through the blogs
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  • Trixie007
    started a blog post GM Card

    GM Card

    Picked up to an 877 number thinking it was my insurance company... it was a very nice gent from GM Card. This is now the second rep from an OC who recommended BK to me... subtley

    He did offer 0% interest for 5 years, OR make 3 payments of $305 and will be considered current, OR a...
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  • Trixie007
    started a blog post 2 BofA accounts charged off...

    2 BofA accounts charged off...

    So yesterday I got a few voicemails from Encore Receivables management. Went online to look at all of my accounts today - the only change in access is two of our BofA accounts, so I'm assuming they have been sold... Both show online that they are charged off.

    Interestingly, I can still...
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  • Trixie007
    started a blog post Got a little off track... but I'm back on again!

    Got a little off track... but I'm back on again!

    I've looked over my recent threads about what to do with our tax returns, ie how to spend them. Such a fun thought anyway!

    Well, it occurred to me that it doesn't really matter if we are an asset case or not. Sure, it makes it so our BK doesn't close right after discharge, but who...
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  • Trixie007
    started a blog post One secret of Contentment: Closure!

    One secret of Contentment: Closure!

    Oh, my reading this morning is awesome! I am in Genesis - the story of Joseph, at the part of the famine where Joseph's brothers (who sold him into slavery) are trying to buy provisions from Joseph. Some notes in my Bible that are so incredibly appropriate to our situation, I love going back over...
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  • Trixie007
    started a blog post I will not be moved.

    I will not be moved.

    One of my very good friends called me today and shared something she read this morning about the apostle Paul, and how he held things loosely, so they wouldn't have power over him, and if they were taken away, it wouldn't effect his spirit.

    I should have had her email it to me, but...
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  • Trixie007
    started a blog post BofA saga continues... Charging off this weekend?

    BofA saga continues... Charging off this weekend?

    So, BofA called and left me another voice mail. This is the same woman who called in mid-Jan and left me a message saying they were going to call my old pastor since I hadn't returned their call. This time she said that they absolutely had the right to call people to locate me (they have all my info)...
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  • Trixie007
    started a blog post WAMU assigned to a new CA!

    WAMU assigned to a new CA!

    I just posted on the 25th, wondering about how WAMU would handle our account based on what someone posted in the forums.

    So... WAMU had assigned our account to Van Ru collection agency when it was 109 days past due... I DV'd them - they sent me a letter dated Dec 11th... then I never...
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  • Trixie007
    started a blog post Feeling good today!

    Feeling good today!

    I started weaning myself off of pain meds Saturday because they were making me feel so awful. I'm happy to report that I'm down to three meds plus vitamins, and on the heavy duty paid meds I'm only taking about 25% of what I was taking previously. Surprisingly, I'm in less pain now than before I had...
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  • Just venting about a vitriolic poster in the forums...

    Not worth anyone's time to read! So I'm deleting this.
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  • Trixie007
    started a blog post WAMU assigned to Van Ru... Now??

    WAMU assigned to Van Ru... Now??

    I was just reading a post on the forum, and someone mentioned that some accounts get "assigned" to a CA who handles their 90+ day delinquent accounts, and if you DV them they just send it back to the OC, who farms it out to another CA... rinse & repeat!

    I posted this response...
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  • Trixie007
    started a blog post Citi cards - the games they play!

    Citi cards - the games they play!

    I blogged at the end of Dec that Citi told me one account had just charged off (8 mos behind at that time) and was in no-man's land, and the other (5 mos behind at that time) was scheduled to charge off at the end of February.

    Well, I just accidentally picked up a call from Citi (I'm...
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