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  • BK Discharge Letter/Forms to underwriters

    I am suppose to close on a house next week with NationStar Mortgage(I am 2.5 years out of chapter 7 bankruptcy discharge). They are requiring me to submit my discharge papers. That's not a problem. The problem is that the B18 letter is only 2 pages and only says that all debt has been discharge....
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    Last edited by JaysonFL; 02-12-2011, 10:56 AM.

  • HOA Final Judgment - Can I discharge ATTORNEY FEES?

    CHAPTER 7 - FLORIDA
    KEEPING HOME, CURRENT ON ALL PAYMENTS

    BACK HOA DUES, The HOA association is the Plaintiff, I am the Defendant. The court has issued a "SUMMARY FINAL JUDGMENT".

    The breakdown on the Judgment;

    $1,000 HOA dues
    $2,000...
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  • Re : Gift after/during chapter 7 filing - Help...

    Hello All :

    I have question....and hope someone here can answer this :

    I am in the midst of chapter 7 filing and my father has some rental property that he wants to gift to me --- How long do I have to wait after the filing before he can give them to me legally where I...
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  • Judgment after discharge and protest of discharge

    As suggested, posting this to new thread. My husband and I have now been discharged from Chapter 7, but a creditor has filed a protest with the bankruptcy court. The protest seeks a judgment of over $700,000., primarily based on false allegations within a business deal that have never been proven and...
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  • ccsjoe
    started a topic !!!!!!!Discharge Notice!!!!!!!

    !!!!!!!Discharge Notice!!!!!!!

    Hey all, it appears the No. CA filing system is working without delays. My last day for objections was 12/6/10, and my discharge was 12/7/10, uploaded to PACER late yesterday.

    So I guess I'm discharged!!!!

    Thank you all who helped me thus...
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  • empowered
    started a topic Discharge elusive

    Discharge elusive

    I've been checking Pacer for days. No new filings, no termination of the Awaiting Discharge status.

    I'm now 75 days after 341.

    Woe is me....
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  • do credit report indicate when im discharged?

    Will my credit report say when my chapter 7 is discharged? after the discharge will my account and bk get updated to a different status?
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  • Discharged this week - thanks for all the help, forum.



    I received my Ch 13 discharge this week, this forum has been a great resource over the last 3 years. Thanks all who contribute!
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  • rdknipp
    started a topic Filing Date vs Discharge Date

    Filing Date vs Discharge Date

    I have experian report that shows the same issue on multiple tradelines.

    The petition was filed 7/09. Discharged 11/09.

    Under Account History

    Charge Off as of Oct 2009
    60 days past due as of Sep 2009
    30 days past due as of...
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  • CoBelle
    started a topic Having a brain fart.....

    Having a brain fart.....

    In a chapter 7, if the Trustee abandons your home, how do you avoid the liens that are impairing your homestead exemption?

    Is there a point of no return after you file a 7 that you can't get it dismissed? (I'm wondering because a 7 really can't do much for me. I have only filed the emergency...
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  • Just received discharge- now what about 2nd mortgage?

    Just received my discharge in the mail this week. Reaffirmed our first mortgage, but did not reaffirm the second mortgage. My question is: should we continue to pay the second mortgage? I understand a lien will still be there, but just wondering from a financial perspective, if it makes more sense...
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  • Filed a Chapter 13 100% Secured Creditor Payback after a Ch 7 Discharge

    In May of 2009 I filed a Ch 7 and had all of my unsecured debt discharged and surrendered 4 rental properties. I received my discharge in August of 2009. I had a 2nd mortgage on my primary residence that was completely unsecured of about $100k (and was discharged in the Ch 7 but the lien remained) so...
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  • Surrendering vehicle, no word from lienholder to pick up?

    Hi Everybody,

    I had my 341 meeting close to 2 months ago, and almost a month ago to the day my atty e-mailed me asking me to call a gentleman regarding surrendering my vehicle. I called him, found he works for NBS, apparently a 3rd party intermediary for bankruptcy related outsourcing....
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  • We passed the means test, question about judgements

    My attorney emailed today and said we passed. I asked if we passed by a little or a lot and she said "enough it won't be a problem as long as all the information you gave is accurate". So that's a relief.

    My husband had a very rough patch about 11 years ago (before we met)...
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  • golden37
    started a topic No where to go but up...

    No where to go but up...

    Checked my score exactly 30 days from discharge, 587 (up from 493). I have applied for Orchard Bank and was approved for $320 (weird amount?). I am starting mini goals now --clean credit report (zero bal, IIB) clear chexsystem (faxed papers 10/20 should be cleared by tomorrow per the rep), get to 620...
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