Hi all, just a little background into my situation:

I have a 2008 Saturn Vue that is financed through GMAC/Ally. I'm one payment behind right now and soon to be 1.5 payments behind. In the past, as soon as I was 1 day late, I would start receiving collection calls. In the past month...

Wife and I file Ch.7 and had our hearing a couple of weeks ago. When we initially filed the petition we were adamant we wanted to keep our car. We were under the impression,as we trusted our attorney,that the car was protected and were told that it was. Well today the bank had it repossessed! I called...

Hello everyone. I hope you all are having a good day. I am trying to avoid bankruptcy. My mortgage is underwater and I owe $14,500 for a car that is Blue Book valued at $7,500 (roll-over from a previous vehicle). I am going the short sale route on my house but I don't know what to do with my car....

Hello again and I can't tell you how glad I am I found this place!

I need help from you all that have stopped paying mortgage, cc's, and car payments? When they start burning up my phone wire what should you say to them? Anything? Should I take all my possesions out of my car in case...

just got a letter "Final Demand Notice - Legal Action Pending" on a Credit Union Visa late 73 days, $436.00 in arears, balance of $7,000+....

It says to pay up or arrange payments by Dec.13 and this is why I'm freaked:
I have a car loan for a 2002 Jeep Grand Cherokee...

Filed our ch. 7 on 7/30/09 with ford credit as a secure debt. owe 23K, 06 explorer worth 14k, well, I found out from Ford over the phone that the dealer issued the title directly to me, which I don't have, would have to contact dmv to get and never perfected the lien. How is this going to work out?...

Hello all,

I've been lurking here for the past few months while I filled out pro se paperwork for DH and myself. You've been very helpful. This is kind of complicated, so please bear with me...

TMobile-
We filed in the morning on Tuesday (6/16) and Tmobile shut off our...