Hello. What would you say is or was your biggest regret or mistake made when going through the Chapter 13 process both:before filing and during the process? Thanks!

Hello. Is there a chance where a debtor can keep a bonus or part of it? Can a not yet earned bonus (2023) be included in the payment plan?...

Hello again. I may get a promotion soon (EOY) which may increase my salary by 8-10 percent. I am filing for chapter 13 the first week of September. Will the trustee go after the increase? Also, what if the promotion happens before the payment plan has been confirmed? Will the trustee ask for new pay...

Hello community,

I am going through the preparation process to file chapter 13 at the end of this month. I have been stopping the auto draft for most of the creditors. However, I still have a couple more including Lending club that dont allow me to switch it off online. I think I need to...

Hello,

Currently, I am getting my ducks in a row with the objective to file for Chapter 13 next month. I have already hired an attorney and he estimated the payment based on my income and amount of debt. The estimated payment seems high but still better than paying minimum payments on credit...

We filed Chap 13 7/31/06. Confirmed 12/14/06. We have made all of our payments $71K over 5 yrs. When I called the trustee's office to find out what, if anything, I still owed, they referred me to my attny. My attny told me that I still owe approx. $3800 because the trustee apparently paid non-priority...

So for those following my posts, my 341 meeting was a breeze! the confirmation will take place next month. I am attempting to strip my second mortgage since my property is underwater. My case already has an appraisal attached to it that confirms my property is upside down.

I am still getting...

Hello! I have recently filed for ch. 13. I have about 96k in unsecured credit card debt, two mortgages: 1st mtg bal = 389k, 2nd mtg bal (HELOC) = 72k. My property appraised for 330k so I am aiming to get a lien strip accomplished. I am awaiting the first creditor meeting and my attorney has filed my...

I was going to ask this on a couple of other threads, but didn't want to hijack, so I thought I would start a new one.

Anyway, I am preparing myself for the worst, which would be a 36 mo. chapter 13 (because, we are under median for the 7). I plugged in all of the income (incl. my SS...

We had our 341 this week. I got so stressed out leading up to it, but it was pretty painless. The worst part is that I didn't realize that I'd have to go through a metal detector and hand over my phone (because it has a camera?) while I was in the Federal Building.

We were in the last...