Hi everyone. I have been discharged and I know husband and I both have judgments against us from BEFORE we filed. I was just looking on Pacer and it says this:

Form B18 (Official Form 18)(07/08)
United States Bankruptcy Court
Western District of Michigan
One Division...

Hi all.

My wife and I filed for CH7 bankruptcy in Sept 2009 and was discharged May 2010.

I just pulled all our credit reports and there are some errors. I am going to send some letters and have a few questions...

1. Should I write a letter for each error...

So I did the free thing and got the 10 day free trial just to see where I stood.....as some of you know I don't care what it is because I am not applying for anything but thought it would be fun.

FICO score: 648 as of October 20, 2010

I guess that is not horrible considering....

When people are having a financial meltdown and realize that they are headed to bankruptcy they usually feel that they have hit rock bottom but nothing could be further from the truth. I read a really good book on this called Bankruptcy, How To Survive and Prosper, and the author says that when you...

Hi everyone, just an update on one year post bk. What a relief this past year has been. No annoying calls, no debt and enjoying life. I have a Visa with $5k limit and M/C with $3k limit, both of which have a zero balance at the beginning of each month. Credit score last month was 697. I hope all...

Discharged one week ago. Just applied for a car loan as we surrendered the family truckster that was not worth anywhere close to what we owed on it in our Chap 7.

The credit union I am a member of flat out denied us and all but showed me the door.

Roadloans approved us...

Hi, I have been lurking on the threads here for almost a year and a half and love reading all that members have to offer each other. We filed last year (August) and got our CH7 discharged in December. During the BK we gave up our 2nd car (kept the paid off one), our house (upside down thanks to the...

Hi everyone! Happy Holidays (or bah humbug depending on your current bk status :p ). I'm 6 months post chapter 7 discharge. I gave up my condos in the bk. I received hearing notices from my 2 mortgage companies:

Notice of Hearing: Motion for Final Judgment of Foreclosure
...