I'll try to make this short. Received my first summons from which I assume is the original creditor certified mail on Monday (I have 28 days to answer), I am $47,000 in debt - all credit cards. I planed on filing Chapter 7, just for some reason I thought I would not get sued for a few years. Mainly...

Hi all, I have a question. We got summons from Capital One, and the hearing is on June 4th, in court of small claims. I let the court know that I will be there to defend my case, so that there is no default judgement against us.

We are definitely filing ch.7 bk. However, we might not...

too funny, we have lived here (in this house) over 2 years but purchased this property feburary of 2011, so that's almost a year now.

we are constantly rec'ing mail for the previous tenant; giving it back to the post office etc. collection letter after collection letters, tax bills from...

I am also in Miami Beach and I think the bank is trying to serve me with foreclosure papers.

I'd love to hear what others have experienced with Servers...things they do to try and serve homeowners.

If they tried to serve you, how did they do it?

I live...

Hello,
First off, this Forum has been excellent to read. This is my first posting.

So I was welcomed this morning by a pounding on the door. Once I opened it there a bald man in black suit and sunglasses asking for me and then just served me papers and stormed off. Nice way to...

I posted about this yesterday, but just noticed some new things that changed my situation.

A week ago, an officer delivered a Civil Summons to an old address. It was two addresses ago for us, and in another state (It is NC, and we are in SC). Those living there told the officer that...

I had yesterday's thread about having the process server's notice on my door. The advice here was to just get it over with so I did and he came tonight and handed me the paperwork. It's stamped that they received it Dec. 13. so seems odd that yesterday appears to be the first attempt to reach me. It's...

This lady today was my first one. I had an officer serve me years ago for something similar, but that was different from this in that he was more official/"all-business". Today's server had attitude just rolling off of her. Clearly she thought herself better than me.

It also...

discover card -

I have 20 days to file a response, I would rather push back the court date until at least I can get a tax return back and pay my property tax, then file-

There are 2 parts - Breach of contract and unjust gain - I am quietly freaking out - trying not to let...

I'm freaking out. DH is at work. Sherriff delivered a Summons this a.m. stating a response in writing to the complaint must be filed by us or our attorney withing 20 days... and also attached was "Complaint on Note and for Foreclosure of Mortgage."

We won't be able to file...

I stopped paying my cc's about 6 months ago. I have consulted with an attorney and have a follow up appointment tomorrow. I got home from work yesterday and there was a business card from the sheriff's office stuck in my door. I'm assuming I'm already being sued and he is trying to serve me.
...

I am so close to filing. Just as soon as I find out next week if I can do chapter 7 but in the meantime, my domestic partner was served a Summons on my behalf in October. A week or so ago I received in the mail a Notice of Dismissal dismissing the John Doe matter BUT applying for default judgment against...

Yesterday, I received my first subpoena! Turns out South Carolina Bank and Trust really DOES pursue deficiencies! I stopped payment in March, house was offered on the court house steps on September 8th, and 'purchased' by SCBT for about $20K less than my mortgage. Two months later, I receive notice...

Hello, it's been a while since I've been here. Nothing majorly eventful has happened since I was here before....but Friday a sherriff's deputy left his business card on my car. I called him and he said he had a subpeona for me. He is coming back again tomorrow at 10am. I'm kinda nervous, never gotten...

Got served yesterday...and given the face I filed at the beginning of the month - have to assume to creditor received notice and still decided to file a case.

Why? I have no idea.

I am filing Pro Se. 341 Hearing is in 3 weeks.

Should I:

1....