We have 1 year left on our Chapter 13 with about 3K left to pay off. Does anyone know a mortgage lender that will work with you for a mortgage? Possibly can include payoff amount and atty fees w/mortgage?
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Several of our current members have paid off a Ch 13 early by getting a second mortgage to pay off the remainder of their plan and have posted their experiences. Please give the Search feature here in the forum a try to read those accounts.Originally posted by Sampystyle View PostWe have 1 year left on our Chapter 13 with about 3K left to pay off. Does anyone know a mortgage lender that will work with you for a mortgage? Possibly can include payoff amount and atty fees w/mortgage?
Has your lawyer requested a final payoff figure from your trustee? Has your trustee approved the early payoff? Please be aware that an early payoff amount is typically higher than just adding up the remaining months you have left.
Good luck - hope everything works out for you.I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.
06/01/06 - Filed Ch 13
06/28/06 - 341 Meeting
07/18/06 - Confirmation Hearing - not confirmed, 3 objections
10/05/06 - Hearing to resolve 2 trustee objections
01/24/07 - Judge dismisses mortgage company objection
09/27/07 - Confirmed at last!
06/10/11 - Trustee confirms all payments made
08/10/11 - DISCHARGED !
10/02/11 - CASE CLOSED
Countdown: 60 months paid, 0 months to go
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