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    Mortgage

    We have 1 year left on our Chapter 13 with about 3K left to pay off. Does anyone know a mortgage lender that will work with you for a mortgage? Possibly can include payoff amount and atty fees w/mortgage?

    #2
    Originally posted by Sampystyle View Post
    We have 1 year left on our Chapter 13 with about 3K left to pay off. Does anyone know a mortgage lender that will work with you for a mortgage? Possibly can include payoff amount and atty fees w/mortgage?
    Several of our current members have paid off a Ch 13 early by getting a second mortgage to pay off the remainder of their plan and have posted their experiences. Please give the Search feature here in the forum a try to read those accounts.

    Has your lawyer requested a final payoff figure from your trustee? Has your trustee approved the early payoff? Please be aware that an early payoff amount is typically higher than just adding up the remaining months you have left.

    Good luck - hope everything works out for you.
    I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

    06/01/06 - Filed Ch 13
    06/28/06 - 341 Meeting
    07/18/06 - Confirmation Hearing - not confirmed, 3 objections
    10/05/06 - Hearing to resolve 2 trustee objections
    01/24/07 - Judge dismisses mortgage company objection
    09/27/07 - Confirmed at last!
    06/10/11 - Trustee confirms all payments made
    08/10/11 - DISCHARGED !

    10/02/11 - CASE CLOSED
    Countdown: 60 months paid, 0 months to go

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