top Ad Widget

Collapse

Announcement

Collapse
No announcement yet.

Changing jobs

Collapse
X
Collapse
 
  • Page of 1
  • Filter
  • Time
  • Show
Clear All
new posts
Previous template Next
    #1

    Changing jobs

    Here is the question I need to ask.
    I filed BK 13 in Dec. 2005.
    My payments are 1025 per month, due at the end of each month. This 1025 includes my house mortgage. I was 3,000. in arrears on my mortgage. As far as I know, this has now been paid off. I got my mortgage statement and it is up to date. If I was to lose my bk 13 will I still have the mortgage company coming after me?

    I am in the process of changing jobs. Instead of getting pd every Friday, it will be on the 15th and the 30th. I will be getting pd my last cks onthe next 2 fridays. I do not know what my commision will be this wk. I do not know if I will be able to come up with the full 1025 this friday. I will have at least 800.00. I can come up with the other 225.00 the following wk. What can I do? My attorney is easy to talk to and get a hold of. The reason I am changing jobs is because my old job will now be based on mostly commision and I do not like this.
    Tags: None
    #2
    Originally posted by BATMAN64 View Post
    I do not know if I will be able to come up with the full 1025 this friday. I will have at least 800.00. I can come up with the other 225.00 the following wk. What can I do? My attorney is easy to talk to and get a hold of.
    Call your attorney and let him/her know immediately why you can't make your payment this week on time and that your income will not be steady in the coming months. Your attorney will notify your trustee who (hopefully) is one of the understanding ones. Sometimes they will allow a late payment if they know the circumstances.

    Now that you have an unpredictable income because of working on commission, you must get in the habit of putting aside all extra $$ and anything else you can scrimp and save on the good months to tide you over in the bad months. It's tough but the only way you'll make it over the long haul. Hang in there.

    If after 6 months your income looks like it's going to average lower in this new job, go back to your lawyer and see if an amended plan to reflect the lower income is a good idea.
    I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

    06/01/06 - Filed Ch 13
    06/28/06 - 341 Meeting
    07/18/06 - Confirmation Hearing - not confirmed, 3 objections
    10/05/06 - Hearing to resolve 2 trustee objections
    01/24/07 - Judge dismisses mortgage company objection
    09/27/07 - Confirmed at last!
    06/10/11 - Trustee confirms all payments made
    08/10/11 - DISCHARGED !
    10/02/11 - CASE CLOSED
    Countdown: 60 months paid, 0 months to go

    Comment

      #3
      you give great advice Irprn ( does that mean nurse? )
      I mean..REAL nurse.
      Filed: October 1, 2007 341: December 10, 2007
      CONFIRMED: December 10, 2007
      Payment: $825 / Mo. for 5 Years-29 MONTHS OF Pmts Down 23 to go!

      Comment

        #4
        Originally posted by MajorMike View Post
        you give great advice Irprn ( does that mean nurse? ) I mean..REAL nurse.
        Yep. Real nurse. Licensed and everything
        I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

        06/01/06 - Filed Ch 13
        06/28/06 - 341 Meeting
        07/18/06 - Confirmation Hearing - not confirmed, 3 objections
        10/05/06 - Hearing to resolve 2 trustee objections
        01/24/07 - Judge dismisses mortgage company objection
        09/27/07 - Confirmed at last!
        06/10/11 - Trustee confirms all payments made
        08/10/11 - DISCHARGED !
        10/02/11 - CASE CLOSED
        Countdown: 60 months paid, 0 months to go

        Comment

        Previous template Next

        bottom Ad Widget

        Collapse
        Working...
        X