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Post BK counseling. How long do i have?

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    Post BK counseling. How long do i have?

    Our 341 hearing was October 29th. We are trying to scratch up money to get this course done. I get paid again on dec. 14th and will have an extra $50 to do it. Is that too late?
    Last edited by JasonK94Z; 12-04-2007, 07:31 AM.
    Filed Ch7 - 10/2/07 no asset
    341 Meeting - 10/29/07
    Discharge - March 2008 forgot the date

    #2
    The law doesn't specify a specific number of days - only that the post-filing debt management (financial education) course has to be done before discharge. Ask your lawyer if your district recommends a more specific timeframe. When does your 60 days post 341 end? You definitely want to do it before that date.
    I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

    06/01/06 - Filed Ch 13
    06/28/06 - 341 Meeting
    07/18/06 - Confirmation Hearing - not confirmed, 3 objections
    10/05/06 - Hearing to resolve 2 trustee objections
    01/24/07 - Judge dismisses mortgage company objection
    09/27/07 - Confirmed at last!
    06/10/11 - Trustee confirms all payments made
    08/10/11 - DISCHARGED !

    10/02/11 - CASE CLOSED
    Countdown: 60 months paid, 0 months to go

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      #3
      Finally got ahold of our lawyer. She said it just needs to happen before the discharge date which is 12-28-07. So we are ok to wait until next payday 12-14 to pay for the course.

      Normally we wouldn't be hurtin for money like this, we just screwed up and exceeeded our budget last pay period. We went out to eat a few too many times. Its hard getting used to a new and tighter budget.
      Filed Ch7 - 10/2/07 no asset
      341 Meeting - 10/29/07
      Discharge - March 2008 forgot the date

      Comment

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