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3/4 done - 32 months and $43,614 in; 9 months and $12,806 left

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    3/4 done - 32 months and $43,614 in; 9 months and $12,806 left

    Well I am plugging along with my 13, it seems like a long time since I filed back in 6/05. Today was a milestone, 77% paid in with todays EFT.

    I have been keeping a spreadsheet that tracks the payments and what I owe, % done etc, etc. I have one creditor that I am going to pay after the closing of the 13 and then I will consider this chapter in my life closed. Looking forward to it, although I do believe that I have learned some things through this failure, that I could not have learned any other way.

    I have been working on my credit reports which are now in the 650-690 range, and plan on getting a house at the end of the year, beginning of 2009.

    For those just starting out or mid-way, keep your chin up, your day is coming!
    Filed 6/2005
    Last Payment 10/2008
    Discharge..... 11/2008

    #2
    Thanks for sharing your experiences, 2ndChance - always good to be reminded that there is light at the end of the Ch 13 tunnel!
    I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

    06/01/06 - Filed Ch 13
    06/28/06 - 341 Meeting
    07/18/06 - Confirmation Hearing - not confirmed, 3 objections
    10/05/06 - Hearing to resolve 2 trustee objections
    01/24/07 - Judge dismisses mortgage company objection
    09/27/07 - Confirmed at last!
    06/10/11 - Trustee confirms all payments made
    08/10/11 - DISCHARGED !

    10/02/11 - CASE CLOSED
    Countdown: 60 months paid, 0 months to go

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