Well I am plugging along with my 13, it seems like a long time since I filed back in 6/05. Today was a milestone, 77% paid in with todays EFT.
I have been keeping a spreadsheet that tracks the payments and what I owe, % done etc, etc. I have one creditor that I am going to pay after the closing of the 13 and then I will consider this chapter in my life closed. Looking forward to it, although I do believe that I have learned some things through this failure, that I could not have learned any other way.
I have been working on my credit reports which are now in the 650-690 range, and plan on getting a house at the end of the year, beginning of 2009.
For those just starting out or mid-way, keep your chin up, your day is coming!
I have been keeping a spreadsheet that tracks the payments and what I owe, % done etc, etc. I have one creditor that I am going to pay after the closing of the 13 and then I will consider this chapter in my life closed. Looking forward to it, although I do believe that I have learned some things through this failure, that I could not have learned any other way.
I have been working on my credit reports which are now in the 650-690 range, and plan on getting a house at the end of the year, beginning of 2009.
For those just starting out or mid-way, keep your chin up, your day is coming!
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