Can anyone suggest a company to use online. I need to have this in hand asap. I don't mind paying a fee if I can get the course done quickly.
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Credit Counseling Pre-Chapter 13
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We used www.hummingbird.com. First part is online, then the 2nd is a quick phone conversation with a counselor.Filed Ch 7 - 07/10/08
341 Meeting - 08/13/08
DISCHARGED! - 10/15/08


CLOSED - 10/20/08
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I don't think anything is 'free' these days. http://www.freshstartonline.orgOriginally posted by tpod View PostCan anyone suggest a company to use online. I need to have this in hand asap. I don't mind paying a fee if I can get the course done quickly.
online & phone call(to get the certificate).
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Just make sure that the credit counseling place you use is accepted in your locale. You can usually find this out through your trustees website. My lawyer gave me a list of places that were acceptable to the Southern Ohio district trustee.Filed CH 13 September 17, 2007
Plan Modified July 8, 2009 from $1100/month to $400/month due to change in income, finally discharged in July of 2013!
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Here's the list of the approved BEFORE-FILING credit counseling course providers by state - http://www.usdoj.gov/ust/eo/bapcpa/ccde/cc_approved.htm
And here's the list of the approved AFTER-FILING debtor education/personal financial management course providers by state - http://www.usdoj.gov/ust/eo/bapcpa/ccde/de_approved.htmI am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.
06/01/06 - Filed Ch 13
06/28/06 - 341 Meeting
07/18/06 - Confirmation Hearing - not confirmed, 3 objections
10/05/06 - Hearing to resolve 2 trustee objections
01/24/07 - Judge dismisses mortgage company objection
09/27/07 - Confirmed at last!
06/10/11 - Trustee confirms all payments made
08/10/11 - DISCHARGED !
10/02/11 - CASE CLOSED
Countdown: 60 months paid, 0 months to go
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