Hello! My husband and I filed Chapter 13 in June 2019. Our 341 meeting was in August and interim confirmation was filed at that time. Confirmation hearing scheduled for 12/19 was continued until Feb 27, 2020. Checked PACER and no reason was given.
We are in a 100% plan and we owe $28k to the IRS. $675 is priority and the rest is unsecured. Most of the tax debt is from a return several years ago (2012) and at that time, the IRS was going to file a lien. I set up a payment plan and the collections agent asked me why we owe so much for one year (I think it was $11k for that year) and I replied I didn’t know. Next thing I knew, the IRS instructed my husbands employer to change his withholding to single and zero exemptions. We’ve been receiving refunds since which has gone to offset what we owe.
Now fast forward to this year. We are due a sizable refund. The status on the IRS refund site has said processing our return for the past three weeks (We filed on 1/28). I’m wondering if they are holding our refund due to our plan not having final confirmation? I also read that the IRS can ask for release from automatic stay in order to post the refund towards pre-petition arrears. Does anyone have experience with this?
Next...I’d love for the IRS to allow us to change our withholdings as it would add another $225 to my husbands pay every two weeks. I’m wondering since we are in a 100% payback plan if they would allow this?
I appreciate any input!
We are in a 100% plan and we owe $28k to the IRS. $675 is priority and the rest is unsecured. Most of the tax debt is from a return several years ago (2012) and at that time, the IRS was going to file a lien. I set up a payment plan and the collections agent asked me why we owe so much for one year (I think it was $11k for that year) and I replied I didn’t know. Next thing I knew, the IRS instructed my husbands employer to change his withholding to single and zero exemptions. We’ve been receiving refunds since which has gone to offset what we owe.
Now fast forward to this year. We are due a sizable refund. The status on the IRS refund site has said processing our return for the past three weeks (We filed on 1/28). I’m wondering if they are holding our refund due to our plan not having final confirmation? I also read that the IRS can ask for release from automatic stay in order to post the refund towards pre-petition arrears. Does anyone have experience with this?
Next...I’d love for the IRS to allow us to change our withholdings as it would add another $225 to my husbands pay every two weeks. I’m wondering since we are in a 100% payback plan if they would allow this?
I appreciate any input!
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