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341 Meeting Experience

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  • 341 Meeting Experience

    Hello guys,

    Just want to share my experience.

    Just had my 341 Meeting not to long ago, I talked to a number of bk attorneys prior to filing pro se and was quoted in the range of 700 to 1400 dollars... At the end, I went with the pro se + fee waiver with full knowledge that it would be a no asset case, bought the NOLO book and guidance from this website has helped tremendously, especially with the wild federal exemptions stuff! Appointment was at 2:00pm for 341 Meeting, I arrived right on time, had to find parking, checked in through security, went into the elevator, but I realized I had forgotten something! My wallet and ID! Ran back to the car, about 10 minutes later, I arrived in the Meeting room with a group of individuals who were sitting quietly listening to the debtor being questioned. I guess I am not surprised, 95% of them had an attorney. Funny thing was, I saw one of the attorneys that I had gone to consult with (free consultation) who was representing another individual! I was one of the last ones and when I was called, walked up, sat right in front of the trustee, showed my ID and W2 (didn't have my SS), Trustee looked at it for a moment, gave it back, asked about 10 questions, in all, it took about 3-5 minutes. It couldn't have gone any more smoother!
    Last edited by throwaway210; 09-06-2017, 03:02 PM.

  • #2
    Over 95% of cases are simple and no-asset. It's the 5% that have complicated cases which should be done by an attorney. However, most people like the comfort of using an attorney especially when they have assets, and more especially when those assets could be exposed.

    Congratulations.
    Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
    Status: (Auto) Discharged and Closed! 5/10
    Visit My BKForum Blog: justbroke's Blog


    I am not an attorney. Any advice provided is not legal advice.

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    • #3
      I am SO happy for you. At my 341 hearing, I saw another PRO SE case sail right on through to a confirmation hearing. With the attorney blunders I have had, I believe I would have been 100% better off filing PRO SE. This district has the highest number of PRO SEs in the entire system.

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      • #4
        How awesome for you! A lot of people hire lawyers for the convenience, too. I had no time to be looking up how to file for myself and learn the laws etc..My case went quick and smooth, too!

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        • #5
          Glad your meeting went well! I think we all worried a LOT about our 341s, but mine was over in no more than 5 minutes, just like yours. The trustee is not there to play a "gotcha" game with you. The trustee I had basically zipped through the questions like he was going through the motions. If they know there are no assets to be had, they are not going to waste time nitpicking your case. If they had issue with anything on the petition, it would have been made known before the meeting.

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