We are in the middle of a Ch 13 with 22 mos to go. We are BROKE (5 kids have never ending needs and horrible insurance/medical bills!) and at the lowest limit of our possible payback amount so adjusting that is not an option.
My daughter needs dental surgery which will cost us a couple thousand dollars. We are not able to save anything and our lawyer said there's no way to get the plan put on hold for a month or so so we can afford the surgery, I feel so frustrated.
I have retirement funds which I could access in order to pay for the surgery and maybe a home repair or two which we desperately need. Would taking out that money cause our plan payment to change or have a negative affect on this process? I realize retirement funds should never be touched but we are truly desperate and it seems we have no other options? Thanks for any advice!
My daughter needs dental surgery which will cost us a couple thousand dollars. We are not able to save anything and our lawyer said there's no way to get the plan put on hold for a month or so so we can afford the surgery, I feel so frustrated.
I have retirement funds which I could access in order to pay for the surgery and maybe a home repair or two which we desperately need. Would taking out that money cause our plan payment to change or have a negative affect on this process? I realize retirement funds should never be touched but we are truly desperate and it seems we have no other options? Thanks for any advice!
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