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Pro se or attorney

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  • Pro se or attorney

    Hello everyone,

    I've been lurking for quite awhile and finally decided I should sign up.
    My nagging issue is whether my wife and o should file Pro se or hire and attorney which would cost $1135 with filing fee included. Our case is rather simple it will be a no asset chapter 7 but I don't know if I'm confident enough to go without an attorney.

    Any and all advice/guidance is appreciated.

    Ill be file out of the Eastern Michigan district if anyone is familiar.

    I want to do this soon but it will take me at least 2 months to have that kind of money.

    Thanks everyone!

  • #2
    Based upon your post, the attorney is charging you $800.00 for his services. Assuming he/she is competent, I believe that would be $800.00 well spent. Here in Arizona, a basic Chapter 7 runs closer to $2,500.00.

    Des.

    Comment


    • #3
      That is a very good price for a Chapter 7. I would take that offer any day (although mine would likely be more expensive because I have a bunch of assets).
      Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
      Status: (Auto) Discharged and Closed! 5/10
      Visit My BKForum Blog: justbroke's Blog


      I am not an attorney. Any advice provided is not legal advice.

      Comment


      • #4
        That does sound cheap. I am in the Western District of Michigan and if I remember correctly, a few years ago it was going to cost me in the $1300-1500 range. First, if you go with an attorney, is this the right one or the cheap one? Be careful you're hiring someone competent.
        Second, are you a detail oriented, organized kind of person who can follow step by step directions? Do you have the time to do your research and the patience to complete the forms? I researched for many hours in this forum, with internet searches, and by reading and re-reading the NOLO book on Chapter 7 (go buy it now- I really believe even if you have an attorney it is necessary to be an informed consumer). I took time off work to fill out the forms so I didn't feel rushed and was glad I did. I am happy with my choice to do it this way and didn't run into any real issues. I was complimented by the trustee for the thoroughness of my paperwork and for following the directions regarding what to bring with me to the 341. Doing it myself gave me an enormous sense of pride, saved me a lot of money, and gave me a real insight into my financial situation I'm not sure I would have gained by having an attorney complete the forms. I think you just have to be honest with yourself about your own skills and personality traits. I came to realize a no-asset Chapter 7 is not the rocket science I feared it to be. If you answered "yes" to the second set of questions, I say go for it.

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        • #5
          Thanks for the replies everyone. This attorney is actually supposed to be a pretty good option. He is $300 cheaper than who I talked to before and has a 10 on Avvo whereas the plus $300 had a 7.1.

          I will probably go with him based on everything you all are saying. Didn't realize some places charged $2500 that's crazy! Also I am pretty detail oriented but I am also very nervous about making mistakes. I usually do a lot a of things on my own. This is such a huge thing which is why I've been conflicted.

          Thanks again!

          Comment


          • #6
            It's worth it because the attorney will make court appearances on your behalf that you won't need to. If you get paperwork that confuses you, you can always email them to ask. This isn't the kind of thing you don't want to get wrong. I'd get an attorney. Mine cost 4,000 all said and done for Chap 13 but he was efficient and everything went so smoothly.

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