How fast can circumstances change that can affect your Chapter 13?
I'm not laughing or crying - - just rolling my eyes and taking this here roller coaster ride, because you know - "this sh*t could only happen to me".
In the middle of August, I submitted a plan modification that my trustee likes and doesn't object to, based on my PRE-employment job income and expenses. Confirmation hearing for the modification is Oct. 6th.
On August 29th, I took the temp j-o-b from hell (4 months) that nearly tripled my projected monthly income for the remainder of the year, but was able to (hopefully) justify extra-ordinary dental expenses and will (hopefully) result in my plan payment remaining the same as proposed modification mentioned above.
I was required under my confirmation order to file my modified I and J within 30 days of obtaining new employment. Done and done timely, on 9/27. No word yet from the trustee on how or whether this development will affect or complicate the modification confirmation that is pending.
I did however, inform the trustee that the ONLY reason I took this j-o-b was to cover those dental expenses and that if he objected to that, I was going to quit this nonsense and go home. (Did I mention I went out of state for this? Oh, and did I mention that the reason I filed a modification in August was because the Trustee wouldn't grant me a brief delay in the August payment - - so that I could afford to GET out of state for this - - he MADE ME jump through the hoops of a plan modification? Did I mention that my modification, since he made me do it, reduced both my monthly payment and number of months!) Then, after I got here - - The hours and conditions and job description were simply unbelievably misrepresented, and I don't need or want to be putting up with this carp if I can't get my teeth fixed.
I no sooner got that I & J in the mail than I got sick. And I do mean, really sick. I have a disability that was in remission for the better part of the last year, (which prompted my confidence in taking on a trial/temporary full time work assignment, WITH my doctor's blessing) and the beast promptly symptomatically reared it's ugly head again. No doubt because I wasn't eating right or getting enough sleep because I was running my tushie off FIFTY hours/week. Oh, I AM going to be ok, because I threw down the emergency brakes. My doctor told me today to make an ADA request for reasonable accommodation to take that j-o-b down to part time hours so I don't end up in the hospital, and I did that right away as soon as I got home.
Needless to say, since that just happened TODAY, I haven't informed the trustee or the court yet, but I reckon I am going to have to figure out what the hours and pay are going to be reduced to, and do another I & J all over again, but probably not in time for the 10/6 hearing...
....that is, I guess, IF the I & J that I just sent in are even subject to any objection. Which it might not be. Mr. T. hasn't said anything yet. If there is no objection to what I just sent in, I might just leave it alone and not introduce Mr. T to this particular drama llama, and submit my new I & J on a more leisurely basis.
I'm really disappointed about not having the money for my complete dental treatment, which I had this income earmarked and planned for, and was actually really excited about. But I reckon I wouldn't have it anyway if I end up in the hospital, and have to pay that bill instead - - just never mind that little side trip is definitely not in my plan, bk or otherwise.
I guess I can still afford to get some of my dental work done, but will just have to wait a little longer on some of it. Not quite the end of the world as I know it.
Anyway....to be continued...
Things they don't teach you in Pro Se school:
1) The law "we" practice is Murphy's Law.
2) Always have a Plan B.
I'm not laughing or crying - - just rolling my eyes and taking this here roller coaster ride, because you know - "this sh*t could only happen to me".
In the middle of August, I submitted a plan modification that my trustee likes and doesn't object to, based on my PRE-employment job income and expenses. Confirmation hearing for the modification is Oct. 6th.
On August 29th, I took the temp j-o-b from hell (4 months) that nearly tripled my projected monthly income for the remainder of the year, but was able to (hopefully) justify extra-ordinary dental expenses and will (hopefully) result in my plan payment remaining the same as proposed modification mentioned above.
I was required under my confirmation order to file my modified I and J within 30 days of obtaining new employment. Done and done timely, on 9/27. No word yet from the trustee on how or whether this development will affect or complicate the modification confirmation that is pending.
I did however, inform the trustee that the ONLY reason I took this j-o-b was to cover those dental expenses and that if he objected to that, I was going to quit this nonsense and go home. (Did I mention I went out of state for this? Oh, and did I mention that the reason I filed a modification in August was because the Trustee wouldn't grant me a brief delay in the August payment - - so that I could afford to GET out of state for this - - he MADE ME jump through the hoops of a plan modification? Did I mention that my modification, since he made me do it, reduced both my monthly payment and number of months!) Then, after I got here - - The hours and conditions and job description were simply unbelievably misrepresented, and I don't need or want to be putting up with this carp if I can't get my teeth fixed.
I no sooner got that I & J in the mail than I got sick. And I do mean, really sick. I have a disability that was in remission for the better part of the last year, (which prompted my confidence in taking on a trial/temporary full time work assignment, WITH my doctor's blessing) and the beast promptly symptomatically reared it's ugly head again. No doubt because I wasn't eating right or getting enough sleep because I was running my tushie off FIFTY hours/week. Oh, I AM going to be ok, because I threw down the emergency brakes. My doctor told me today to make an ADA request for reasonable accommodation to take that j-o-b down to part time hours so I don't end up in the hospital, and I did that right away as soon as I got home.
Needless to say, since that just happened TODAY, I haven't informed the trustee or the court yet, but I reckon I am going to have to figure out what the hours and pay are going to be reduced to, and do another I & J all over again, but probably not in time for the 10/6 hearing...
....that is, I guess, IF the I & J that I just sent in are even subject to any objection. Which it might not be. Mr. T. hasn't said anything yet. If there is no objection to what I just sent in, I might just leave it alone and not introduce Mr. T to this particular drama llama, and submit my new I & J on a more leisurely basis.
I'm really disappointed about not having the money for my complete dental treatment, which I had this income earmarked and planned for, and was actually really excited about. But I reckon I wouldn't have it anyway if I end up in the hospital, and have to pay that bill instead - - just never mind that little side trip is definitely not in my plan, bk or otherwise.
I guess I can still afford to get some of my dental work done, but will just have to wait a little longer on some of it. Not quite the end of the world as I know it.
Anyway....to be continued...
Things they don't teach you in Pro Se school:
1) The law "we" practice is Murphy's Law.
2) Always have a Plan B.
Bankruptcy Wizard
Sorry to read of your woes Tiger. I hope that this all works out.
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