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Forum Rules (Everyone Must Read!!!) (updated: 04/28/2015)

Welcome to the Bankruptcy Forum. Bankruptcy (BK) Forum is known as BKForum.com and will be referred to as BKF hereinafter. In order to ensure a long term success of our vibrant community, we have established certain rules and guidelines to which everyone must adhere to. Please take your time to carefully read our rules, before you start to participate in the community.

Things you agree to do:
BKFORUM.com (BKF) users agree to use the search function before starting a new thread. This prevents duplicate discussions and allows for better organized topics.

All BKF users agree to read the sticky posts which may be available at the top of a forum page. These Sticky posts often contain valuable information. They may also outline more rules and guidelines specific for that particular forum, stickies are put in place by that forums moderator(s) or admin(s).

Things you agree not to do:

All BKF users agree not to call people names or write a post simply to make a personal attack, or get a negative reaction; this behavior is not allowed on our forum. The use of derogatory language aimed at anyone will be severely dealt with. There is no need to agree with each other, or to even like each other. However, by signing onto BKForum.com you agree to treat each member and guest with the respect they deserve. No threats or personal attacks will be allowed.

All BKF users agree not to discuss, engage, or encourage any behavior or activity which violates the law. Discussion of drugs, violence, murder, theft, vandalism, fraud or any other issue which could be used to help individuals break the law is strictly forbidden.

All BKF users agree not to "bump" old threads, unless there is a specific benefit to the community by doing so. But in most cases, please don't post in very old threads, instead start new threads.

All BKF users agree not to attempt/use another members account. It is against BKF rules to use any account other than your own. Impersonating another member will result in an immediate ban. It is also against the rules to open more than one account in your own name without permission from a moderator or administrator. If you have been banned for any reason, it is against the rules to open another account. If you were banned temporarily and you are caught using another account you will be banned permanently. Choosing a moniker which is similar in either sound or spelling as a moderator or administrator is strictly forbidden.

All BKF users agree not to private message any moderator, admin, or other member with questions related to their personal circumstances (Questions about the forum or issues with the forum are ok). This forum only works when members share their experience and insights with everyone.

Things you agree not to post:
All BKF users agree not to post any derogatory/racist/or sexist remarks. This includes attachments, links and all information contained within posts, signatures, and avatars, failure to comply with this rule will result in a permanent ban.

All BKF users agree not to post any copyrighted or trademarked information without the express written permission of the owner(s) / proper citation of source.

All BKF users agree not to post any real names, addresses, telephone numbers, email addresses, social security numbers, or any other personal details (their own or other people's).

All BKF users agree not to post links, pictures, attachments, videos, or the like of pornographic content, objectionable material or extreme violence, whether cartoon or real.

All BKF users agree not to use BKF for advertising purposes without a written contract between yourself/company/agent and the administration of BKF. Blatant advertising will result in a ban.

All BKF users agree not to spam the forums. Spam includes but is not limited to posting erroneous, non-relevant-useless, off-topic, or meaningless posts. Spam may also include posts which contain no text, or large areas of blank space between lines. Simply posting emoticons without text is considered spam. BKF is the largest bankruptcy message board and all the content is intended to help other users. Please help us improve the quality of our forum by making sure that your posts are well-worded, spell checked, grammatically correct and syntaxed.

Regarding actions of moderators and administrators:

The forum is no place to air out your opinion or be judgmental of our staff and its capabilities.

All BKF users agree not to abuse or mistreat moderators or administrators. It is against BKF rules to post any information regarding bans or any other action taken by a member of the moderating or administrative team. If you wish to discuss bans or warnings please do so via PM. To place a complaint against a moderator, send a PM to a super moderator. All Moderators are equal, any decision made by a moderator must be adhered to. If a moderator tells you something you do not like, do not go to another moderator looking for a different answer. If you are caught doing this you will be banned. The moderators work as a team and respect the decisions made by their peers and will help enforce them unless an administrator tells them differently.
If you have an issue with how the forum is run, then notify one of our administrator and we will look into the situation. We have in the past and still do appreciate any input that you offer this forum. But critical input and/or judgmental postings towards the staff will result in you getting banned.


Should you find a thread offensive or out of line, then notify a Mod in a PM so they can evaluate the situation and do the action deemed necessary.

All moderators do have active "other" lives outside of the forum and help moderate this forum in their spare time throughout the days and weeks.

If you have a problem with a member or Mod follow the proper channels of reporting it.

BKF reserves the right to delete any posts which contain anti-BKF comments or discussion. Any bashing of moderators or administrators, or any of their discussion or actions will also be deleted, and the responsible posting party(s) will be banned. Any public anti-BKF advertising, communication, or posts on another forum will result in permanent bans as well.

All warnings and bans are decided by individual moderators and administrators. Warnings are preferable to bans however, for serious offenses and repeat abusers bans will go into effect. The length of the bans can vary from several hours to permanent.

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All BKF users agree not to advertiser on the forum (Niether by posting, private messaging or using your signature). If you are a company/attorney/legal adviser wishing to advertise on the site or sell a product, you must contact the head administrator and inquire about our advertising packages.

All bankruptcy related opinions expressed on BKForum.com are those of their authors and not necessarily of BKF, its staff or representatives.

You agree not to copy any material/post/content from BKF without written permission from our head administrator .

By posting on this forum you agree to these terms and conditions, including any punishment deemed appropriate by moderators or administrators in the event of an offense.

Administrators/Moderators can change these rules at any time without prior notice.
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    This forum won't let me post links until I have made 15 posts, so I am going to make several useless posts to this thread as a work-around for the problem.

  • #2
    This forum won't let me post links until I have made 15 posts, so I am going to make several useless posts to this thread as a work-around for the problem.

    Comment


    • #3
      Apparently posts have to be unique too.

      Comment


      • #4
        Did you know the plural of cul-de-sac is culs-de-sac?

        Comment


        • #5
          Did you know the plural of attorney general is attorneys general?

          Comment


          • #6
            The reason for this is: Too many spammers have attempted to sell their pills, sex aids, and real estate. This Forum is free but not really, Our benefactor LAZ pays for this. He gets help by way of the Google adds. Those who attempt to advertise freely, or send links of "ill repute" then that person gets banned.

            We have had these problems. Give a hint as to the link you wish to add. If it falls into this class, you will too and be gone.

            We also have had what is called "Trolls" who start a problem just to watch the action. We are all here to help those who need it, or to get help when needed.

            My best to you.

            Why not attempt in your fifteen posts to add some aid or help to others. Your moot mocking s of posts really are not going to do too much to make you a good name here. 'Hub
            If I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010.

            Comment


            • #7
              OK, bud, you got 16 post. Go for it.
              If I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010.

              Comment


              • #8
                Somehow I doubt this forum software supports it, but a better solution would be to have a whitelist of domains allowed to be linked to by people with less than 15 posts. "*.gov" would be a good place to start. The rest of the list could consist of the top domains already linked to from the forums.

                Comment


                • #9
                  Originally posted by Pascal666 View Post
                  Somehow I doubt this forum software supports it, but a better solution would be to have a whitelist of domains allowed to be linked to by people with less than 15 posts. "*.gov" would be a good place to start. The rest of the list could consist of the top domains already linked to from the forums.
                  I don't think that's a good idea either.

                  The real question: Why would any person that just joined a forum, need to link to any site?

                  There is none, so that's why the minimum posting rule is present. It helps to keep spammers in check since we can, usually, quickly determine who the spammers are and have them banned before they make too much of a mess. You'll find this to be one of the most spam-free sites amongst the "free" sites. There is some advertising, but even that is limited and is only here to help defray the costs of this otherwise public and free site.

                  Again, I see no reason why a new poster would be so eager to post links! However, you have been registered for quite some time. Perhaps it should go by both number of posts and the length of time the user has been registered.

                  In the end, the whole purpose for having this restriction is to prevent spam.
                  Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
                  Status: (Auto) Discharged and Closed! 5/10
                  Visit My BKForum Blog: justbroke's Blog


                  I am not an attorney. Any advice provided is not legal advice.

                  Comment


                  • #10
                    Originally posted by justbroke View Post
                    The real question: Why would any person that just joined a forum, need to link to any site?

                    There is none, so that's why the minimum posting rule is present. It helps to keep spammers in check since we can, usually, quickly determine who the spammers are and have them banned before they make too much of a mess. You'll find this to be one of the most spam-free sites amongst the "free" sites. There is some advertising, but even that is limited and is only here to help defray the costs of this otherwise public and free site.

                    Again, I see no reason why a new poster would be so eager to post links!
                    In my 2nd post on this site I wanted to link to IRS Publication 908 at http://www.irs.gov/publications/p908/ and was unable to do so.

                    With a join date of Sep 2010 I would no longer consider myself a new poster, but this forum still denied me the ability to post a link today.

                    New posters especially need to be able to post links to cite the information they are giving to other people.

                    Comment


                    • #11
                      Originally posted by Pascal666 View Post
                      New posters especially need to be able to post links to cite the information they are giving to other people.
                      I now see what you were attempting to do, and I indicated that a person who has been around for a while (such as you), should probably not have the restriction. However, new users really need to post a little more before they start cross-linking to various sites. The only reason why (most) new users want to post links, is to link to a particular site to either advertise or to increase search engine rankings (SEO -- search engine optimization).
                      Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
                      Status: (Auto) Discharged and Closed! 5/10
                      Visit My BKForum Blog: justbroke's Blog


                      I am not an attorney. Any advice provided is not legal advice.

                      Comment


                      • #12
                        Originally posted by justbroke View Post
                        I indicated that a person who has been around for a while (such as you), should probably not have the restriction.
                        Yes, I see now that you edited your post after I hit the "Reply With Quote" button. With the exception of your first sentence, my original reply quoted your original message in its entirety.

                        Comment

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