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trustee x

  • JJH77
    started a topic Recently filed w/questions

    Recently filed w/questions

    I've recently filed and have some questions regarding reaffirming my car:
    i reside in New Jersey and want to keep my car. I'm current on payments (never late). Some say reaffirming the car is good and some say not good. We really need this car bc this the only sort of transportation we have and...
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  • Chapter 7 -- 341 trustee issues in Atlanta -- please help!

    I had my 341 meeting for chapter 7 in Atlanta today...what a mess. Probably the biggest issue was that I pre-paid my dentist prior to filing - from my bank account, not on credit cards - for a procedure to be done 2 weeks later. The dentist required pre-payment, and the procedure was phase 2 of dental...
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    Last edited by GAfiler; 04-12-2016, 07:27 PM.

  • 341 this morning. Attorney suggested not to see trustee last minute!

    (San Diego) So 15 minutes before I go to see the trustee, my lawyer looks over my bank statements and with a confused look on his face pulls me into the hallway.

    He says he's concerned about the expenses not being enough to offset my income (I'm self-employed) and suggests that I don't...
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  • stanpendula
    started a topic Contact the Trustee

    Contact the Trustee

    I was discharged on 7/7/2011 on an asset case. On December 2011 I finished paying the Trustee all the money he asked from us. Since then, nothing. No news. Case is still open. I spoke with my attorney and he is against contacting the Trustee to find out updates. Is he right? [to adopt the waiting...
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  • cem40691q
    started a topic Late payments...

    Late payments...

    Hello all! I have been making regular payments on my ch 13 for about 1 1/2 years, but then lost my job. My payment has been $2000 per month. Up until now, my account was $1600 in arrears from April.. my payment is due on the 25th. I do not have that complete payment.... I have gotten a new job now...
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  • stanpendula
    started a topic Payments just before filing ...

    Payments just before filing ...

    My story ... read and learn.

    On the 22nd of the month I made a $1,500 cashier's check to pay the rent. I mailed the check that day to my landlord who deposited it on the 1st of next month. On the 23rd (next day after I mailed the check) I filed Chapter 7.

    Now the trustee...
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  • Wantmypeace
    started a topic Report on 341 Hearing today

    Report on 341 Hearing today

    Well, WOW! I'm glad it's over, but it was very stressful.

    There was one lady ahead of us who told the trustee she had spent her tax return to pay back her parents for an air conditioning/heating unit they had bought for her when hers died. As soon as she said it, I thought, "OH...
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    Last edited by Wantmypeace; 03-18-2011, 08:30 PM. Reason: grammar

  • kphipps34
    started a topic Higher Income Bankruptcy

    Higher Income Bankruptcy

    My husband and I make approximately 111,000/year. I have over 50,000 dollars in credit card debt, 24000 in repo cars left over, and a 43000 garnishment for a Heloc on a foreclosed home. I also have 50,000 in student loan debt. We moved to Georgia 4 years ago and got into a mess with a mortgage company...
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  • JenniG
    started a topic When the homestead is NOT exempt

    When the homestead is NOT exempt

    My husband and I filed bankruptcy recently and were told by our attorney that our home would be exempt. We then had the meeting with the trustee and soon after found out that the trustee is arguing that our home is not exempt because we purchased the home in Nov 2007 and some of our debts were existing...
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  • spidge
    started a topic I feel good after 341.

    I feel good after 341.

    Had 341 meeting for our Ch 13 BK today and all went very well. We were in the second (9:00) group so we were able to see the trustee's representative clean up some of the earlier (8:00) cases that had some misses. One attorney was actually fined $500 out of his fees from the debtor for failing to take...
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  • Help! Material Misstatement Found in Random Audit.

    Our Ch. 7 bankruptcy was randomly audited (in 25 years our lawyer says he's had only 3 of these). The auditor, in his report to the trustee, found a material misstatement - we inadvertently ommitted a number on one of our car values. The correct estimated value was $18K and we had $8K on the schedule....
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  • Nomad
    started a topic Trustee Has Scheduled Closing

    Trustee Has Scheduled Closing

    Well, it is almost done. The Trustee website has marked my case as closed. There is a check number from the trustee listed as outstanding made out to me, but I haven't seen it yet. In addition the website stated that the Trustee has scheduled a hearing for January 11, 2011. I assume that is when...
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  • How do trustees get the money from "preferred" creditors?

    Okay, a bit of the backstory before I ask my question:

    Husband and I are in the process of chapter 7 bk. Have had the 341, and during the questioning (my gods I had never been so nervous as then!) we discovered that much to our embarrassment, a loan we repaid to my mother-in-law for 1k...
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  • I want to buy a house... then make it a home..

    REALLY, really long.....

    Very seldom do I feel sadness about our credit situation.. I would rather focus on the solutions and behavioral changes we are adapting. I go on HAR all the time just to check out the trends in the housing market for purchasing a house when I come out of bankruptcy....
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  • av2012
    started a topic Motor Vehicle Exemptions

    Motor Vehicle Exemptions

    I have a serious question!
    Today was the 341 meeting and the trustee says we can only claim an exemption on two of our four cars. one they can take and were all for it but we need the other three. the thing of it is only one is in mine and my wife's name. the other three are in both me and my...
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