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9 years after

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    9 years after

    Just a quick revisit. 1 more year til that mark remove from my reports.
    Life is good, credit in the mid to high 700

    #2
    Based upon the timing, I'm thinking you're talking about a Chapter 7; yes, no?

    Regardless, congratulations.

    I am 6+ months since my Chapter 13 discharge and see low 700s from both TransUnion and Equifax, however, my scores from Experian typically show about 100 points less than the other two; not sure why they are always so much lower.
    Latent car nut.

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      #3
      Yeah c7. It’s already gone couple mos earlier than I expected. As soon as it removed, my scores went up 50-60 points across the board.
      vintage 3.0 around 790
      fico around 820

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