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Do I take the 36k or pay Cash??

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  • tobee43
    replied
    the inside, it looks better tho, this is the best i could do

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  • tobee43
    replied
    ok!! that worked! pamkev, we would have walked but it was like a 24 hour walk! LOL!! dh feels we got an excellent deal and to make me feel even better the local dealership guy called this morning to see how we made out and he said we did excellent, he said he didn't think he could have given a better deal. makes me feel better and i need to just get over this while i'm having a great time posting on yelp, ripoff.com their own site. the consumer affairs site LOL!!!!

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  • tobee43
    replied
    ok!! i'm going to try this is off the net since i can't get anything to download directly from my pics in my puter

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  • pamkev
    replied
    Tobee,
    I would have been pissed and walked end. I hate car shopping big time

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  • df04527
    replied
    Tobee, I would have walked BIG time. Oh my god your an angel. i know me well enough, it wouldn't have been pretty. Congrats to you! Post pix...i wanna see!

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  • tobee43
    replied
    PURCHASE UPDATE: The Car is Home...aka THE PURCHASE FROM HELL!!!

    pamkev and Df and Lady we will have to go No shopping one day! LOL!! yes andersen we also used truecar.com and we did exactly that and got the dealer we went to, they just didn't honor it.

    oh! Lady your experience sounded like the old bait and switch. they give you a price and you get there and this and that and it's going to cost you x more . in both of our cases it was the magic $1500 number.

    ok, i get the quote from three different deals using true car and us news for the pricing. one dealership is 1.5 hours away, one 1 hour away and then one is 2.5 hours away. i, like lady give the opportunity for the closes to quote a price, i wanted it in writing so i got an email with the number. we are good to go, however, we have dealer X Y and Z. X is out because they never got back to us and that was 1.5 hours away. Y is an hour away and put it in writing. we printed it out and were on our way to orlando. UNTIL and as we are walking out the door, it's about 1:45 now, and who calls but dealer Z, he says give me 5 minutes and i will see what i can do. i said OK, but only 5 minutes and understand this we want absolutely NO WHITE or RED cars. the choices are limited anyway, but gold was 1 silver 2 and then they have this metallic grayish color, nice. dealer Z calls back and says he has them ALL quotes us a price of over 2k less and sends an email to confirm. says he has the colors we want. i said it's a very long haul for us, 5 hours round trip, so is he sure he has what he says and the response is oh yes!!

    we get there and of course the salesman i busy for over 1 hour he keeps coming out of his office stating i'm going to have someone else show you all the cars so this way you can pick what you want. another HOUR later someone comes up to us and says ok i will show you the cars. we get on golf cart and are dropped off in the hot parking lot full of cars and told to look for one in X price range. after over 40 minutes NOT A ONE was in that price range they were all without tax, tags or dealer charges in the high 50's. now i'm really getting upset. we get back into the dealership, by this time it's over 2 hours since we got there and still no one is helping when finally a guy comes out and says ok i will help you find the cars. AGAIN we drive around, told him we been there done that and he's the email from the guy saying he has this and that but there is nothing like that here at all. he ignores the email; we get back into the office and then the guy says we do have one and it's white??!! NO we said that was very clear NO WHITE. well then you have to go up in price into this other package level and it' s only 9k more NOT!!!!! i asked what happened to the three cars listed in this email. we were getting ready to walk out when the guy of course says we will work with you take out the dealer charge of $599, the tax and the tags plus give you another 1900 off. (by this time we are only maybe $1500 over what we wanted to pay,BUT it was the package we didn't consider since the costs was so high. we said we would ONLY agree to split the difference, the lying salesman needs to eat it, not us. and don't be pulling this back and fro gotta talk to my manager crap.... got a lecture on forgiveness i didn't appreciate and at this point we walk out of the room and said for $750 more it's worth it. ( i would have walked just because of the dishonestly). done deal...now to finance. where of course my debit card doesn't go through!!! it has a 5k daily limit. so i used the cap one check and it worked out except we left in pouring rain, they put no mats in the car, we had no clue what was what since this model was so different, we didn't get home until after 11:30 no food, so tired and said this was the worse buying experience we ever had! bottom line we got a great deal on the car.

    i know i have to just let this go and enjoy the car, but it so unfair to have such a difficult time when you spend your money and are treated like we were. i know the 2nd guy did his best, but it was so fake and forced. discussing. we never had a buying experience like this ever. hope this is our last car!!

    logan, it turned out that i will have to carry over 9k on the loan which i will pay off in less than 6 months, worse, 9 months. again, this should be our last large purchase in our lives. we are done with house buying, (unless we pay cash) and hopefully we have two cars now and that i pray will be it whewwww!

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  • anderson238
    replied
    Tobee, truecar.com you can pull up the car you want add any options and it shows the true price and shows dealerships that will honor that price, makes no difference if paying cash, financing.... It is a great tool for individuals who aren't into car shopping!

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  • LadyInTheRed
    replied
    I hate shopping too!

    When I was ready to buy, I got internet quotes from all dealers within the distance I was willing to travel and worked them off each other. After getting 3 dealers to the lowest I thought they'd go (I had a good idea what that was based on the Consumer Reports New Car Price Report which I recommend), I got the dealer closest to me to match the lowest price. After we settled on a price, the salesman called to tell me that he just realized the car had wheel locks and a paint protection package and he wanted me to pay $1500 more. Knowing from the price report what those are worth, I said "no deal." He, of course, had to go talk to his manager. They took off the wheel locks that I can get at Kragen for a third of the price and threw in the paint package at no additional charge. I got financing pre-approved on Honda's website. So, when I got to the dealer, I just had to sign paperwork and say to the finance guy, "no thank you" every time he tried to sell me something.

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  • Logan
    replied
    Originally posted by tobee43 View Post
    oh! no!! i knew it would happened sooner or later. i was just hoping it would be later. it's not that this problem happening with the car, can not most likely be fixed, but with the type of lives we have now i must have a reliable car at all times. it keeps stalling.

    i have saved money for a car, but just thought i would see what cap one would give us which is 36k. so i'm thinking since i need about 46k do i put down 10k and then double pay down the loan, OR just pay cash BOOOOOHOOO!! now that i have it saved up i so hate to take it out of the bank! keeping in mind of course that we never over used charging we filed because of job loss and medical bills. we have no bills now other than utilities, paid off the house OF COURSE in june...just as luck would have it. no mortgage payment but one needs to have a good car.

    do NOT tell me that i shouldn't have a 46k car PLEASE. why, because at this stage of our lives we can afford it; one, two, it's the exact car that i had for over 16 years and we purchased that one cash (for our 30th wedding anniversary). i'm just thinking if i double up or really i see in my budget i can triple up on the payments as opposed to using our "car savings account" i can even improve our credit even more...for what, no clue.

    PLeASE!! i so loved saving the money for the car and now it's just killing me to take it out of the bank. it just looks soooooooo handsome sitting there proud and it took so long

    advise requested, but please be kind LOL!!
    Keep enough cash to have a nice emergency fund and pay down the car loan as fast as you can.

    Logan

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  • df04527
    replied
    I used to LOVE to shop! Omg...almost every weekend my sis and I could spend hours just hangin out together! The good old days! but over the last few years, as I age too, no way! hate it, hate it, hate it! Ugh

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  • pamkev
    replied
    Originally posted by tobee43 View Post
    Pj, now that's my problem i HATE shopping, yes, me, a woman, for clothes, shoes, christmas shopping, you name it i hate it!!! this last car i purchased on line from the dealer and that was years ago. i had them deliver it to the door. although, few month prior we did test drive a few. i guess if i have to to i will do that

    i know exactly what i want, so i will go on line and see who has it, and see if i can do all the dealing on line and just make certain if they do not want the color d/h wants they find it. no black or red etc.

    our budget has changed since finding our stash, but i still want the "lesser" model and that way d/h can have his AWD and moon roof etc. i personally just want a steering wheel and gas pedal! lol!

    I'm with you TB I am not a shopper at all go to store get what I need and leave. I have dear friends who go to store all the time just to look not me it's in and out and I'm done. Pam

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  • tobee43
    replied
    Pj, now that's my problem i HATE shopping, yes, me, a woman, for clothes, shoes, christmas shopping, you name it i hate it!!! this last car i purchased on line from the dealer and that was years ago. i had them deliver it to the door. although, few month prior we did test drive a few. i guess if i have to to i will do that

    i know exactly what i want, so i will go on line and see who has it, and see if i can do all the dealing on line and just make certain if they do not want the color d/h wants they find it. no black or red etc.

    our budget has changed since finding our stash, but i still want the "lesser" model and that way d/h can have his AWD and moon roof etc. i personally just want a steering wheel and gas pedal! lol!

    Leave a comment:


  • tobee43
    replied
    Originally posted by LadyInTheRed View Post
    Was it the alternator?

    Buy a little clock that you can stick to the dash.
    ROFL! and one with a bobbing head !! really who needs to know the time anyway?

    Leave a comment:


  • Pjmax
    replied
    I've been kind of ignoring the clocks in the car since they went digital. Whenever it's time to change them back or forward, I've forgotten how to do it. By the time I get the manual out and look it up, it's almost time to change again. Clocks are very overrated IMO anyway. A clock isn't going to get you where you are going any faster.

    Glad the car's running, Tobee. Can't hurt to start new car shopping now, even if your not buying for another month.

    Leave a comment:


  • LadyInTheRed
    replied
    Was it the alternator?

    Buy a little clock that you can stick to the dash.

    Leave a comment:

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