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    help i am new and trying

    i got my discharge on 9/12/2006

    i signed up for truecredit monitoring, i know it will take about a month longer for more info to come in and update. i just wanted to get a head start on learning how and what to look for to repair my credit score

    as of now
    transunion 663
    experian 555
    equifax 659

    1. will my scores go up or down when the accounts update to reflect bankruptcy?

    this is a printout from truecredit

    More about CHASE Close window
    Remarks:
    [TransUnion] Chapter 7 bankruptcy
    [Experian] Credit line closed - grantor request - reported by subscriber.
    Debt included in or discharged through Bankruptcy Chapter 7,11, or 12.
    [Equifax] Bankruptcy Chapter 7
    Accounts closed by credit grantor
    Included in bankruptcy

    TransUnion Experian Equifax
    Past Due: $0
    High Balance: $3475 $3475
    Terms:
    Limit: $3300 $3300
    Payment: $0
    Opened: 07/07/2005 07/2005 07/2005
    Reported: 06/19/2006 06/18/2006 06/2006
    Responsibility: Individual Individual Individual





    Late Payments (last 7 years):
    TransUnion Experian Equifax
    days late: 0 0
    days late: 0 0
    days late: 0 0


    Account No.: 5140181640**** 514018164000**** 5140181640****
    Condition: Derogatory Derogatory Derogatory
    Balance: $0 $0
    Type: Credit Card Credit Card Unknown - credit extension, review, or collection
    Pay Status: Current Current
    Last edited by danohio2831; 09-20-2006, 11:29 AM.

    #2
    Your scores will drop briefly for a few months then rebound greatly as you rebuild new accounts.

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