i got my discharge on 9/12/2006
i signed up for truecredit monitoring, i know it will take about a month longer for more info to come in and update. i just wanted to get a head start on learning how and what to look for to repair my credit score
as of now
transunion 663
experian 555
equifax 659
1. will my scores go up or down when the accounts update to reflect bankruptcy?
this is a printout from truecredit
More about CHASE Close window
Remarks:
[TransUnion] Chapter 7 bankruptcy
[Experian] Credit line closed - grantor request - reported by subscriber.
Debt included in or discharged through Bankruptcy Chapter 7,11, or 12.
[Equifax] Bankruptcy Chapter 7
Accounts closed by credit grantor
Included in bankruptcy
TransUnion Experian Equifax
Past Due: $0
High Balance: $3475 $3475
Terms:
Limit: $3300 $3300
Payment: $0
Opened: 07/07/2005 07/2005 07/2005
Reported: 06/19/2006 06/18/2006 06/2006
Responsibility: Individual Individual Individual
Late Payments (last 7 years):
TransUnion Experian Equifax
days late: 0 0
days late: 0 0
days late: 0 0
Account No.: 5140181640**** 514018164000**** 5140181640****
Condition: Derogatory Derogatory Derogatory
Balance: $0 $0
Type: Credit Card Credit Card Unknown - credit extension, review, or collection
Pay Status: Current Current
i signed up for truecredit monitoring, i know it will take about a month longer for more info to come in and update. i just wanted to get a head start on learning how and what to look for to repair my credit score
as of now
transunion 663
experian 555
equifax 659
1. will my scores go up or down when the accounts update to reflect bankruptcy?
this is a printout from truecredit
More about CHASE Close window
Remarks:
[TransUnion] Chapter 7 bankruptcy
[Experian] Credit line closed - grantor request - reported by subscriber.
Debt included in or discharged through Bankruptcy Chapter 7,11, or 12.
[Equifax] Bankruptcy Chapter 7
Accounts closed by credit grantor
Included in bankruptcy
TransUnion Experian Equifax
Past Due: $0
High Balance: $3475 $3475
Terms:
Limit: $3300 $3300
Payment: $0
Opened: 07/07/2005 07/2005 07/2005
Reported: 06/19/2006 06/18/2006 06/2006
Responsibility: Individual Individual Individual
Late Payments (last 7 years):
TransUnion Experian Equifax
days late: 0 0
days late: 0 0
days late: 0 0
Account No.: 5140181640**** 514018164000**** 5140181640****
Condition: Derogatory Derogatory Derogatory
Balance: $0 $0
Type: Credit Card Credit Card Unknown - credit extension, review, or collection
Pay Status: Current Current
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