100% paid (probably...posted in the Mortgage section about possible fees the Mortgage company may want), but done 3 months early.
One of the fully paid creditors shows a $4900 'balance' on my Credit Reports (Credit Karma/etc.). I assume I should dispute that once the Discharge is final.
Figure I'll need (from looking on here) 3? Credit Cards to rebuild credit. All Except One Zero balance and that one under 9%.
Discover and Cap 1 were in the Ch 13.
Any suggestions on Secured Credit Cards to start with, preferably ones that don't look like or are commonly recognized as Secured, in case I have to use them 'professionally'?
Thanks!
Probably need to replace my 22 year old/220k mile car sometime, so I'm trying to plan for improving my credit to get better terms (but, I keep it running...knock on wood, so hopefully I have time to rebuild some).
One of the fully paid creditors shows a $4900 'balance' on my Credit Reports (Credit Karma/etc.). I assume I should dispute that once the Discharge is final.
Figure I'll need (from looking on here) 3? Credit Cards to rebuild credit. All Except One Zero balance and that one under 9%.
Discover and Cap 1 were in the Ch 13.
Any suggestions on Secured Credit Cards to start with, preferably ones that don't look like or are commonly recognized as Secured, in case I have to use them 'professionally'?
Thanks!
Probably need to replace my 22 year old/220k mile car sometime, so I'm trying to plan for improving my credit to get better terms (but, I keep it running...knock on wood, so hopefully I have time to rebuild some).