I know, wrong move, but I filed chapter 7 pro se on March 29, 2007 and received a discharge in july of 2007. A judgement, original creditor was a credit card company, from January 2007 is still showing in the public records section of my credit report. I did not and do not currently own any real property. I received a full discharge and it was a no asset case in WA. When I inquired with the court clerk about the judgement she said that I needed to move the court to vacate the judgement, that it just didn't happen on its own. So I prepared a motion and set a hearing, had the other party's attorney served. I received a phone call and a letter from the attorney's office stating that pursuant to 11 USC 522 (c) and (f) they don't believe that the court will vacate the judgement because it is a judgement lien, therefore they will file a response and request to be awarded attorney's fees. Has anyone had experience with this?? If it is a lien, I don't and had not owned any property that was non-exempt. Please help, they are threatening to seek attorneys fees if I don't strike the motion by noon today. Sorry for being so lengthy and thank you in advance.
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Judgment lien after CH. 7 Discharge...please help
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This is one of those situations when filing pro se ends up not being worth the money it saved you initially.
If you don't own any real property, what did the cc creditor attach the lien to in the original judgment?I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.
06/01/06 - Filed Ch 13
06/28/06 - 341 Meeting
07/18/06 - Confirmation Hearing - not confirmed, 3 objections
10/05/06 - Hearing to resolve 2 trustee objections
01/24/07 - Judge dismisses mortgage company objection
09/27/07 - Confirmed at last!
06/10/11 - Trustee confirms all payments made
08/10/11 - DISCHARGED !
10/02/11 - CASE CLOSED
Countdown: 60 months paid, 0 months to go
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