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Credit Card Woes......

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  • Momof123
    replied
    Yes I agree with the others Orchard is a good start. Citibank will blacklst you . Capital One will give you a second chance BUT wait until you BK has been discharged awhile and then they usually approve. Try to stay away from all the fee cards like first premier, imagine, tribute etc.

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  • coma
    replied
    My husband and I each go an Orchard right at discharge, and we bk'ed 2 orchard cards. You can start there! : ) Congrats on the discharge!

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  • FLBK7
    replied
    Originally posted by jdmc1973 View Post
    OK, so now that I'm discharged and will begin rebuilding credit again soon I have a query. The list below shows who I had accounts with and bankrupted on, so who's left to give me a card now to start rebuilding? LOL

    - BOA
    - Juniper
    - Citi
    - Target
    - HSBC
    - Merrick (although their account was 9 years old when I filed and long ago turned over to a collection agency)
    - Dell
    - Chase
    - Capital One

    I think that's it....so anyone have any suggestions?
    Try Orchard Bank. Many swear by it as a solid credit rebuilding tool. Be sure to clean up your credit reports first, though. All your accounts should show zero balance and IIB.

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  • jdmc1973
    started a topic Credit Card Woes......

    Credit Card Woes......

    OK, so now that I'm discharged and will begin rebuilding credit again soon I have a query. The list below shows who I had accounts with and bankrupted on, so who's left to give me a card now to start rebuilding? LOL

    - BOA
    - Juniper
    - Citi
    - Target
    - HSBC
    - Merrick (although their account was 9 years old when I filed and long ago turned over to a collection agency)
    - Dell
    - Chase
    - Capital One

    I think that's it....so anyone have any suggestions?

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