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NFCU is my new favorite!

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    NFCU is my new favorite!

    I joined them yesterday since my roommate has an account with them and applied online today for a rewards visa with them and was APPROVED for $5000!

    I'm SO excited, I applied to refi my auto with them too and will find out about that tomorrow.
    Filed 12/20/07 [X] 341 meeting 1/15/08 [X] Trustee Declines to Dismiss 2/25/08 [X] DISCHARGED AND CLOSED 03/19/08 [ X ]

    #2
    Congrats, I thought I hear somewhere that a CU wouldnt pick you up after a bankruptcy. Guess I was wrong..
    04/25/08 Filed chap 7
    05/23/08 phone conference with trustee
    05/30/08 341 set
    07/29/08 Last day for objections

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      #3
      I've researched it alot and NFCU seems to be BK friendly. I'm just one of many that's been approved after BK. I know some others aren't like PFCU and maybe your local CU.
      Filed 12/20/07 [X] 341 meeting 1/15/08 [X] Trustee Declines to Dismiss 2/25/08 [X] DISCHARGED AND CLOSED 03/19/08 [ X ]

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        #4
        do you know what your score is right now?
        1/18/2008 Filed CH7DISCHARGED & CLOSED 4/30/08
        Orchard Bank Premier Cash Back $300 credit line 5/7/08

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          #5
          585 is my Equifax which is what they pull 99% of the time I believe.
          Filed 12/20/07 [X] 341 meeting 1/15/08 [X] Trustee Declines to Dismiss 2/25/08 [X] DISCHARGED AND CLOSED 03/19/08 [ X ]

          Comment


            #6
            Originally posted by jdmc1973 View Post
            585 is my Equifax which is what they pull 99% of the time I believe.
            mine is a bit lower, but not by much, my husband is already in the mid 6's, lol. what does nfcu stand for, is that the navy one?
            1/18/2008 Filed CH7DISCHARGED & CLOSED 4/30/08
            Orchard Bank Premier Cash Back $300 credit line 5/7/08

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              #7
              Yea NFCU stands for Navy Federal Credit Union and they are great. We have been members for 20 years with no problems.
              Filed!!04/23/2008[X] 341 5/27/2008[X]Converted to asset case 5/26/2008 [X]
              DISCHARGE 08/12/2008[X]
              Converted to NO Asset case 12/15/2008[X]
              Closed 12/16/2008 [X]:yahoo::yahoo::yahoo:

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                #8
                I Was With Nfcu Since Childhood, I Was Able To Get Plenty Of Money From Them : 3 Credit Cards Each With $10,000 Limits, 2 Consolidation Loans, Unfortunately I Had To File Bk. Be Careful With Your "good Fortune." Credit Unions Are Awesome When It Comes To Borrowing Money!

                Catchmeifyoucan
                July 2006: Filed Ch13 :blink:
                Oct 2006: Converted to Ch7 :clapping:
                Jan 2007: DISCHARGED :clapping:
                Nov 2007: CLOSED :yahoo::yahoo::yahoo:

                Comment


                  #9
                  Originally posted by CATCHMEIFYOUCAN View Post
                  I Was With Nfcu Since Childhood, I Was Able To Get Plenty Of Money From Them : 3 Credit Cards Each With $10,000 Limits, 2 Consolidation Loans, Unfortunately I Had To File Bk. Be Careful With Your "good Fortune." Credit Unions Are Awesome When It Comes To Borrowing Money!

                  Catchmeifyoucan
                  lol, what i really want to do is refi my vehicle to get a more affordable note, if we do get any cc, i don't plan to use them, other than to re-estab! we hope to eventually work toward buying a home. 90% of what we filed was medical, so it feels extra good to have that gone, it has been an awful guilt to carry around, since i was the sick one!
                  1/18/2008 Filed CH7DISCHARGED & CLOSED 4/30/08
                  Orchard Bank Premier Cash Back $300 credit line 5/7/08

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                    #10
                    hmmmm, good to know they may help me rebuild my credit. Been a member for many years and still have an account with them.
                    Filed Chapter 7 Pro-Se May 29, 2008
                    341 July 1, 2008
                    Discharged September 4, 2008
                    Closed November 10, 2008 :-)

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                      #11
                      Well they're not my favorite 24 hours later....my membership, and consequently my cc and auto refi apps, were revoked. Apparently because my roommate also filed for BK(NFCU was included) he cannot sponsor me for membership. I even appealed to them and it's a no go. I have no other way in with them.
                      Filed 12/20/07 [X] 341 meeting 1/15/08 [X] Trustee Declines to Dismiss 2/25/08 [X] DISCHARGED AND CLOSED 03/19/08 [ X ]

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                        #12
                        I was a member of NFCU for my first 4 years in the Navy. I had nothing but problems with them. Their Customer Service sucks. And if you ever file against them, you will never be able to get an account with them.

                        I like USAA way better.

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                          #13
                          If the rumors are true that they're opening membership to all branches of the military, then my dad would be eligible since he's retired AF, and THEN I could get back in again.
                          Filed 12/20/07 [X] 341 meeting 1/15/08 [X] Trustee Declines to Dismiss 2/25/08 [X] DISCHARGED AND CLOSED 03/19/08 [ X ]

                          Comment


                            #14
                            to join NFCU, you need to know someone that is in the navy right? what if you don't know anyone, can you still join?

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                              #15
                              Navy Federal’s field of membership includes current and retired members of the armed forces, their families and household members, Department of Defense personnel and more.
                              Filed 12/20/07 [X] 341 meeting 1/15/08 [X] Trustee Declines to Dismiss 2/25/08 [X] DISCHARGED AND CLOSED 03/19/08 [ X ]

                              Comment

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