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Getting cc's after discharge

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    Getting cc's after discharge

    I filed 2/27/07 and it was discharged in June of 2007. So about 3 months total. Do not apply for anything until you get your discharge.

    #2
    I was able to get a JC Penney and Walmart Card about a month after discharge. They are both backed by GE Money bank. I did not bk any store cards, but GE seems to be bk friendly

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      #3
      Originally posted by wayne-o View Post
      I was able to get a JC Penney and Walmart Card about a month after discharge. They are both backed by GE Money bank. I did not bk any store cards, but GE seems to be bk friendly
      That figures! I bked 3 GE Money Banks...LOL
      Filed Chapter 7: 3-22-08
      341 Meeting: 5-15-08 It went great!!!
      Last day for objections: 7-14-08
      Discharged and Closed: 7-21-08

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        #4
        Moved these responses posted to a 2-year-old thread here into a new thread. EBM, please - don't post to these old threads - thanks!
        I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

        06/01/06 - Filed Ch 13
        06/28/06 - 341 Meeting
        07/18/06 - Confirmation Hearing - not confirmed, 3 objections
        10/05/06 - Hearing to resolve 2 trustee objections
        01/24/07 - Judge dismisses mortgage company objection
        09/27/07 - Confirmed at last!
        06/10/11 - Trustee confirms all payments made
        08/10/11 - DISCHARGED !

        10/02/11 - CASE CLOSED
        Countdown: 60 months paid, 0 months to go

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          #5
          EBM, do you know what your score was when you applied? Just curious.
          Filed Chapter 7 (Primarily Business Expenses) 04/10/2008 FICO 468 :cry:
          341 on 05/06/08:unsure:House appraisal on day 63:blink: 07/10/2008 Discharged-Asset Case!!!:yahoo:08/09 Transu 559, Equifax 636, Experian 647
          Case Closed 07/15/2009 :D:yahoo:

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