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    Target Red Card

    I usually shop at Target to get home essentials which is cheaper than at the grocery store. Everytime I would get to the cashier I was being offered the "Would you like to save 10% on your purchase by applying for a Target card?" speech. Anyway, I never did but on 01/25/09 when I had to return something I had a receipt that had a Preapproval number on it so I decided to apply and got approved. Well it's been over 2 weeks now and I still haven't received the card. Is this normal for them to take so long? I am just afraid they may have changed their minds or something.

    #2
    Yup it took about that long to get mine too! Congrats I love Target...
    04/25/08 Filed chap 7
    05/23/08 phone conference with trustee
    05/30/08 341 set
    07/29/08 Last day for objections

    Comment


      #3
      Originally posted by gymbofreak View Post
      Yup it took about that long to get mine too! Congrats I love Target...
      Still haven't received the card. I don't think I ever had to wait so long for a store card.

      Comment


        #4
        It's one of two things; your card is just delayed or after your preapproval, they reviewed your credit reports and declined. Preapproved does not mean a thing because they are going to review your credit after you apply and you still can be declined. Read the information handed to you by the clerk. I certainly hope it is just delayed for you.
        _________________________________________
        Filed 5 Year Chapter 13: April 2002
        Early Buy-Out: April 2006
        Discharge: August 2006

        "A credit card is a snake in your pocket"

        Comment


          #5
          Originally posted by Flamingo View Post
          It's one of two things; your card is just delayed or after your preapproval, they reviewed your credit reports and declined. Preapproved does not mean a thing because they are going to review your credit after you apply and you still can be declined. Read the information handed to you by the clerk. I certainly hope it is just delayed for you.
          I am not sure what is going on. I still haven't received the card. I am more worried about identity theft than actually receiving the card. I imagine I should get a letter stating I was decline but haven't received that either. I applied 01/25/09 and today it is 02/13/09. Oh yes, I did call the 800# but can't get through to speak with anyone!

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            #6
            Okay just an update if anybody is interested. I still have not received that card! Friday I called the 800# found on the receipt if I had a question on my account. I get through the computerized person but I need to speak with a live person the line goes dead. Today I decided to call the other 800# found in the application booklet and found out my account is open with a zero balance. I got through a live person called Valentina (funny being Valentines weekend!) who told me their systems are down if I could call back Monday. I am seeing red.

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              #7
              My sister applied shortly after me, they are STILL processing hers! I think something must be up with the system...
              04/25/08 Filed chap 7
              05/23/08 phone conference with trustee
              05/30/08 341 set
              07/29/08 Last day for objections

              Comment


                #8
                >>>>>>>>>>>>STEP AWAY FROM THE TARGET RED CARD - TRUST ME<<<<<<<<<<<<

                When I filed I owed them over $7000 and I don't have a clue what I bought!
                Chapter 7 filed 10/21/2008
                341 - 11/26 went smooth NO ASSET
                Took 115 days after 341 - But Finally DISCHARGED 3/25/09

                Comment


                  #9
                  Originally posted by relief13035 View Post
                  >>>>>>>>>>>>STEP AWAY FROM THE TARGET RED CARD - TRUST ME<<<<<<<<<<<<

                  When I filed I owed them over $7000 and I don't have a clue what I bought!
                  Just got my card!
                  I called yesterday and was told that they did send me out a card but that it was returned because "they" put the wrong address, then they sent out a new card with the "correct" address. How does that happen? I am just glad I got the card. I only want to use it to increase my FICO score if possible, just use it for things I normally buy there like detergent etc.

                  Comment


                    #10
                    When did file?
                    "Don't let your wants overload your a**"
                    (author unknown)

                    Comment


                      #11
                      Originally posted by deadbroke99 View Post
                      When did file?
                      I filed last June. It seems so long ago I can't remember.

                      Comment

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