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    After discharge question...

    I just filed a chapter 13 (I know it's too early to even be thinking about this) but, is the ch13 removed from your credit report 7 years after the date of discharge or 7 years after the date of filing? Thanks for any replies!
    Last edited by zeezee; 08-09-2009, 10:00 AM. Reason: left out a word
    CH13 - filed 30 JUL 09, $1521 @ 60 mos (100% payback)
    Done!!! - 01 Jul 2014 I'm free!! Discharged 9/23/14!

    #2
    I'm almost certain it's from the date of filing and not discharge.

    Good Luck to you!
    4/09 Converted to a Ch 7 due to loss in dh's income
    5/09 UST now involved no idea what happens next
    7/09 UST has decided to withdraw his motion to dismiss!
    7/27/09 DISCHARGED!!!

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      #3
      Thank you so much! I sure hope so...
      CH13 - filed 30 JUL 09, $1521 @ 60 mos (100% payback)
      Done!!! - 01 Jul 2014 I'm free!! Discharged 9/23/14!

      Comment


        #4
        As aces already wrote, it's 7 years from the date of filing.
        Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
        Status: (Auto) Discharged and Closed! 5/10
        Visit My BKForum Blog: justbroke's Blog

        Any advice provided is not legal advice, but simply the musings of a fellow bankrupt.

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