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Positive Trade lines gone off credit report??

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    Positive Trade lines gone off credit report??

    After our discharge 8-31-10 we had our Attorneys office go thru our credit reports and dispute any incorrect items.

    I got back my Equifax credit report and about 10 Items that were from a few years ago were also deleted that were in good standing example,

    ( Had a 5 year loan 2003-2008 never late and paid off, moved a few times back in the day and sold and bought a different home, Report showed for example Mortgage 23 months never late paid.

    So the question is by the Items deleted from a few years ago that were inactitive or closed does that impact my Credit Score? Would it be higher or look batter if those past trade lines were still on there.

    Trying to fix my credit as we may look to buy a home again in a few years.

    thanks
    Filled 5-2010
    7-2010 341 Meeting (Chapter 7 No Asset)
    8-2010 Discharged/Case closed!

    #2
    Bump.... Anyone have any thoughts please.
    Filled 5-2010
    7-2010 341 Meeting (Chapter 7 No Asset)
    8-2010 Discharged/Case closed!

    Comment


      #3
      You may want to check to see what your attorney's office actually disputed. Disputed accounts are temporarily removed while they are checked out. They do reappear when verified.

      If any of your good removed credit accounts were over 7 years old, they have been removed with the updating of your credit reports.
      _________________________________________
      Filed 5 Year Chapter 13: April 2002
      Early Buy-Out: April 2006
      Discharge: August 2006

      "A credit card is a snake in your pocket"

      Comment

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