Discharged, Jobless with credit card balance?

[Amy26]

Amy, It is a fact that people get depressed more around the Holiday Seasons. Perhaps it is frustration for the lack of money for gifting or many other things. Whether the OP had or did not have "undertones" is not the issue. Several parties where 'curt' with remarks that were 'biting' at each other. This is not the time of year to be what I called hypersensitive. Perhaps call it aggressively applying your answers.

'Tis the season to be Jolly, you know. There is no season to be disrespectful of a person's opinions. That was my only point. Nobody take it personally, please. 'Hub

I still fail to see how depression factors in to this conversation but you're entitled to your own opinion. I personally don't think anyone was aggressive or hypersensitive... except perhaps the person saying the OP was an ahole. We also just made casul comments with smilies that the OP was up to no good with their question. And it failed to start any debate at all except with what you posted Hub. Personally, to me it seems you're the only one being hypersensitive about the matter.

I'm all for jolliness but people have a right to their opinons if presented in constructive ways. Also, the holidays should not be an excuse for people to be "more nice" or "let things go more" just because its Christmas... this should be the way all the time.

[AMISLANDER]

Amy, It is a fact that people get depressed more around the Holiday Seasons. Perhaps it is frustration for the lack of money for gifting or many other things. Whether the OP had or did not have "undertones" is not the issue. Several parties where 'curt' with remarks that were 'biting' at each other. This is not the time of year to be what I called hypersensitive. Perhaps call it aggressively applying your answers.

'Tis the season to be Jolly, you know. There is no season to be disrespectful of a person's opinions. That was my only point. Nobody take it personally, please. 'Hub

I had no hidden agendas or meanings. I simply asked if anyone had been in the position of credit rebuilding and experienced the loss of a job. Thanx ACH!

[Amy26]

If that's true then I'm sure we are all sorry for the misunderstanding... but bare in mind that it was 3+ people that felt this was the case and not just one. Based on your replies to your initial post, that was the assumption.

[Logan]

Very funny...not, no I'm not jobless and my cc debt is under $2K. Just curious about all the recently discharged are so anxious to paddle in the same boat without taking a credit card vacation.

I think it's this post that makes us think you were picking a fight. It seems to insinuate criticism to those who obtain credit shortly after BK.

Logan

[Logan]

It comes to my attention here, that recently, many of us have become hypersensitive. Personally I don't like the way this thread is heading. I have heard that this time of year, around holidays, seems that depression sets in easily. Several not one have become too sensitive.

I agree. This part of the board is about rebuilding credit after BK. It seems that some come on here to criticize others for getting credit cards when credit cards are a great tool to help rebuild credit.

Logan

[Amy26]

I agree. This part of the board is about rebuilding credit after BK. It seems that some come on here to criticize others for getting credit cards when credit cards are a great tool to help rebuild credit.

Logan

Well said Logan.

[dumpinmydebt]

I still fail to see how depression factors in to this conversation but you're entitled to your own opinion. I personally don't think anyone was aggressive or hypersensitive... except perhaps the person saying the OP was an ahole. We also just made casul comments with smilies that the OP was up to no good with their question. And it failed to start any debate at all except with what you posted Hub. Personally, to me it seems you're the only one being hypersensitive about the matter.

I'm all for jolliness but people have a right to their opinons if presented in constructive ways. Also, the holidays should not be an excuse for people to be "more nice" or "let things go more" just because its Christmas... this should be the way all the time.

I think you only prove the hypersensitive point even more by continuing to "defend" yourself, despite the fact that Hub never pointed you out specifically. I honestly don't think he was talking about you. I think you made an assumption that you were included in regards to his remark, but I don't think that was the case. I believe it was a general statement, of course directed to a few obvious ones.

If you search through the threads in this forum, there does seem to be a trend of people attacking other's for their personal decisions on how to rebuild. I'll never understand what joy people get out of doing that. I'm all for saying that you don't agree with how one is rebuilding their credit, I'm all for advice. I'm not for remarks calling them stupid or any other name.

Also, just because you put a smiley behind something doesn't make that statement nice. You think someone will be less likely to punch you in the face if you go up to them, call them an ahole, and smile?

What "smileys" are you talking about anyway because the ones in this message above are the first ones seen by you. Backtoschool was the only one with a smiley, and it's not the smiley that makes their post seem casual, it's the way it is worded.

I personally don't think they were trying to trap anyone, I just think they misread the first person's response, and instead of taking time to remove themselves from their emotions, they just started responding. We all get ourselves into trouble when we try to read into people's innermost thoughts(which I think the OP did as well), which is pretty darn hard considering you are looking at text on a computer. Shoot, I see people come in for Psych evaluations or after they have tried to commit suicide, and just by looking at them, you would NEVER be able to tell what is going on inside. Just like we can't truly tell if someone has a hidden agenda.

I also think Hub was pointing out that the OP was being hypersensitive as well.

I get tired of people criticizing how other people decide to rebuild their credit as well, but I'm not going to call them an ahole (obviously this is not directed towards Amy.)

[Amy26]

Well, first I or we did not "continue to accuse" the OP... but simply pointed out the reasons why I and others took comments the way we did. Also, I said "we" used smilies which doesn't specifically reference only myself. I also said I apologize if we took his comments the wrong way.

So what if Hub didn't say my name specifically... I am one of the people that responded and I happen to enjoy conversing on this forum. I am not upset or being rude but simply pointing out things and stating my opinions. Also, as I said I didn't think anyone was necessarily being hypersensitive until Hub made their post. Now, do I think people overreact (not just in this thread but a lot of others)? Sure... this thread specifically has been blown out of proportion by some very generic replies to the OP's statements.

If Hub was referring to the OP as well, I did not catch that reference. Which as you pointed out can happen when reading text on a computer.

And I have no idea if someone would punch me if I called them an ******* and smilied... probably depends on what they said, how close of a friend we were and if we were joking around.

[dumpinmydebt]

Well, first I or we did not "continue to accuse" the OP... but simply pointed out the reasons why I and others took comments the way we did. Also, I said "we" used smilies which doesn't specifically reference only myself. I also said I apologize if we took his comments the wrong way.

So what if Hub didn't say my name specifically... I am one of the people that responded and I happen to enjoy conversing on this forum. I am not upset or being rude but simply pointing out things and stating my opinions. Also, as I said I didn't think anyone was necessarily being hypersensitive until Hub made their post. Now, do I think people overreact (not just in this thread but a lot of others)? Sure... this thread specifically has been blown out of proportion by some very generic replies to the OP's statements.

If Hub was referring to the OP as well, I did not catch that reference. Which as you pointed out can happen when reading text on a computer.

And I have no idea if someone would punch me if I called them an ******* and smilied... probably depends on what they said, how close of a friend we were and if we were joking around.

I never stated you were upset or being rude.

BTW - hypersensitive does mean to overreact, though it's most commonly used to reference minor allergies. hypersensitivity - Being overreactive or oversensitive to stimuli.

[Amy26]

I also never said you said that... I was just making a statement lol.

Definition: hypersensitive = excessively or abnormally sensitive
overreact = show an exaggerated response to something

So, perhaps its just me but I do not view hypersensitive as the same thing as overreacting ... being hypersensitive to me means overly emotional and kinda crazy basically taking things to heart that you shouldn't or thinking things are a certain way when they aren't... overreacting meaning analysing the situation too much and jumping on people for no reason (and not in an emotional way). And yea, I typically only see hypersensitivity being referred to in medical terms.

[dumpinmydebt]

I also never said you said that... I was just making a statement lol.

Definition: hypersensitive = excessively or abnormally sensitive
overreact = show an exaggerated response to something

So, perhaps its just me but I do not view hypersensitive as the same thing as overreacting ... being hypersensitive to me means overly emotional and kinda crazy basically taking things to heart that you shouldn't or thinking things are a certain way when they aren't... overreacting meaning analysing the situation too much and jumping on people for no reason (and not in an emotional way). And yea, I typically only see hypersensitivity being referred to in medical terms.

I'm sorry, I just don't understand why you would feel the need to state you are not upset or being rude if it was never mentioned? Kinda random, don't ya think?

My definition came from my human growth and development book (psychology), so it's not in regards to the physical reactions of the body. It is in regards to psychological functions.

Overreact: to react in a highly emotional way, beyond what seems called for, as by undue use of force

react more emotionally or forcibly than is justified.

They are both used in the medical field:

Overreact - to react excessively or too strongly (the body's immune system overreacts to the endotoxin)

Both are unjustified and excessive reactions, so the question of whether one person takes it to heart, or is more emotional than the other (since we cannot sense a person's emotions online) is really a moot point, IMO.

Agree to disagree.

[Amy26]

No it wasn't random, but at the risk of "defending myself" further I will not respond to it again.


Agree to disagree is fine with me.