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Questions about my car loan which was re-affirmed -- how should it appear on credit

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    Questions about my car loan which was re-affirmed -- how should it appear on credit

    report?

    I pulled my transunion report today and even though my Honda loan was reaffirmed in my Ch7 (discharged in May 2010), it is showing up as an Adverse Account with a remark: >Chapter 7 bankruptcy<

    Is that the way it should be reported? We actually traded this vehicle in last week so this loan is going to be closed, but I want to make sure it's being reported properly either way.

    Thanks!

    #2
    Even though you reaffirmed your car loan, it was part of your bankruptcy petition, so while you were in bankruptcy the car would report that way. It should have been changed when you were discharged and you reaffirmed though. I would dispute it and get them to change the notation.
    You can't take a picture of this. It's already gone. ~~Nate, Six Feet Under

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