care credit card for dental work

[Floridagail]

I applied for care credit no interest card for dental work online. I applied for 3000, it aproved me instantly for 1000, and told me to call if needed a higher cr line.
it is no interest if paid off in 12mos. Of course it is for dental or medical needs only.
My bankruptcy was discharged 5-2009. So I guess I am rebuilding my credit.

[tobee43]

that's GREAT news floridagail...especially for dental work!! good sign that's your credit building back up, i would think!

[Amy26]

You know, thanks for this post... my husband is in need of dental work that ... hang on.... we just got a quote for... wait for it.... 40k!!!! 40k in dental work!!! And its really not something we can just not do ... his health kind of depends on it.

Hubby was not included on my BK and I went to the site and applied for him...they, did not approve for 40k haha... but 2.4k ... which is something. With our dental insurance and this credit saying that we could potentially have the provider get the limit increased, we may be able to do little chunks of his dental work at a time and then pay it off...do some more.

So, thank you for posting this ... I didn't know about a dental credit program.

For what its worth I applied with myself as well and they denied me for having a bankruptcy on my record... go figure.

[Floridagail]

yikes 40,000, Good luck, What about a dental college they can be 30% cheaper.

[Floridagail]

My permanent bridge fell out, and the dentist office says it has to be remade , most likely, I paid 2000 for it 11 yrs ago. so who knows what it will cost...

[carlsbadmike]

I used a dental school for implants and years ago I have had a plan years ago called Dental Source and they were out of Kansas City, MO or KS.

[Floridagail]

I checked florida univ of florida clinic in St Petersburg, they only take first 7 people per pay, and former clients. so I guess I will go with local dentist if reasonable. Will see what happens wednesday.

[tobee43]

i know i had to have 5 implants and the cost was well over 40k.....and that didn't include the bone grafting...which by the way i did awake since i couldn't afford the anesthesia!!! i watched them taking bone marrow out of my hand while they were pumping into my cheek bones...it was great...LOL!!!

[chicagoannie]

i know i had to have 5 implants and the cost was well over 40k.....and that didn't include the bone grafting...which by the way i did awake since i couldn't afford the anesthesia!!! i watched them taking bone marrow out of my hand while they were pumping into my cheek bones...it was great...LOL!!!

Oh my, seriously....I think I am going to faint. You must have nerves of steel!

[Amy26]

WTH Tobee! I was eating when I read that..... oh my...... *gulp*

[Floridagail]

OMG, I spent 5,000 on braces in 1991 and 1994 again 7800 ,in 1999 20,000 on veneers, and 2000 twice for the same bridge,(they had to break it for braces) 5000out of pocket for jaw surgery1998 . All b4 I retired in 2001, This is what I paid after insurance.
Now no insurance.
And I still got the jaw problem now after 2 yrs my jaw receded back so waste of major surgery. Front tooth veneer chipped, needs replaced 1000 and my bridge fell out.Probaby 3500 Back crown cracked 1000 due to my bad bite. when does it end. I guess I should be glad I have my teeth
or crowns anyway..

[tobee43]

Oh my, seriously....I think I am going to faint. You must have nerves of steel!

yes, i would have rather delivered a baby in a bus any day than to do that again!!!

[tobee43]

WTH Tobee! I was eating when I read that..... oh my...... *gulp*

it certainly was not my favorite experience in life.. but they wanted another 2k to knock me out and we had NOTHING left on our cars...now...PLEASE understand this was not for cosmetic reasons....i had to have my entire right side of my face rebuilt...and they initially removed my teeth to get into the bones in my face....then the tell me if i do NOT put the teeth back the bones will collapse in my face........it was a no win situation...and such an expensive procedures....i had undergo 5 surgeries...and that's what left us in debt over 200k....since we reached our insurance cap for two years in roll; and used the charge cards to pay....

oh! and we went to university hospital because it was done cheapest there and the doctor i had knew we were stuck...but it was awful...and then after moving to florida i still had 3 times i had to go back...i want that behind me more than our bk!! LOL!

[tobee43]

OMG, I spent 5,000 on braces in 1991 and 1994 again 7800 ,in 1999 20,000 on veneers, and 2000 twice for the same bridge,(they had to break it for braces) 5000out of pocket for jaw surgery1998 . All b4 I retired in 2001, This is what I paid after insurance.
Now no insurance.
And I still got the jaw problem now after 2 yrs my jaw receded back so waste of major surgery. Front tooth veneer chipped, needs replaced 1000 and my bridge fell out.Probaby 3500 Back crown cracked 1000 due to my bad bite. when does it end. I guess I should be glad I have my teeth
or crowns anyway..

we had SOME dental insurance but it only covered NOTHING!!! great isn't it????

[Egr61]

I have lousy dental insurance as well. My dentist demands full payment on the day of service. Is that the norm now?

It's good to know that I might be able to get credit from Care Credit after a discharge for some dental work. I'm going to try to save up the $2200 that it will cost me though, so I don't have to go into debt.

I don't know how people can afford dental work these days. The cost keeps going up and up but people's incomes are not.