Surprised with a BoA credit card

[dub]

I was discharged from Chapter 7 March 30. Today, May 25, I got in the mail a Bank of America Business credit card that was exactly the same card I BKed. It stated the usual .....Congratulations! Activate you card today...... I was thinking to myself, this is a mistake, but I'll call the number....see what happens. Well it was activated.....$1000 credit limit (Before BK, the credit limit was $16,500) I wanted to speak to a representative to further dash my suspicion of the validity of the card. WELL, the card has a 12.24% rate...better than before BK. UNBELIEVABLE!

[keepinitreal]

At first I was thinking BoA might have tried to pull a fast one and add your previous balance to your new card, but with $1000 new limit that obviously didn't happen.

dub, be careful with this business credit card. They don't have to follow the same rules that they do for consumer cards.

Good luck!

[dub]

Thanks for the tip keepinitreal.

[LSUTiger32]

Congrats, but of course now you have to deal with BoA again. Good luck, you'll need it!

[Goteki45]

I rather put my hand in a hornets nest then deal with Bank of America again

[tobee43]

I rather put my hand in a hornets nest then deal with Bank of America again

DITTO!!!!!! i do believe they were the worse we dealt with. while chase was our mortgage and pretty bad, that seem to stem more from that fact that chase didn't know what one hand was doing with the other...while B of A was just plain NAST,Y mean, terrible excuses for human beings.