Criteria for Lowes (GECRB) Credit Card?

[buffetbuster]

Hey all! It's been a long time since I posted. It's been about a 1 1/2 years since our CH7 Discharge. We've been able to establish credit again with Credit Cards, Store Cards and also a vehicle loan. We are looking to get a card at Lowe's, but was wondering if they would approve. The Toys R Us Credit Card says you have to be clear of a BK, and that is also with GECRB. The Lowe's application, however, does not. Just curious if anyone has any experience with it.

[justbroke]

GECRB is bankruptcy friendly. There is no way to tell unless you apply. Typically, GECRB will just give you a low credit limit ($200) if you are at their minimum scoring. I would think you would need a good FICO (> 640) plus other factors (low inquiries, low debt to income, etc) to be approved anyhow.

I do not have experience with the Lowe's card. I do have the Banana Republic card.

[buffetbuster]

Just an update. I applied today for the Lowe's card and received a $650 Limit.

[deltadog03]

Congrats!!!