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Credit Cards Show As "Open" on CK

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    Credit Cards Show As "Open" on CK

    I just checked CK, they now have a Beta Credit Report option, I noticed that two of my credit cards are showing they are open with no missed payments, yet both were included in my BK, all that it say's on the remarks is "Chapter 7 bankruptcy", is there a reason for this?

    I have to pull my Credit Reports again because last time they both posted as the opposite, $0 balance, included in Chapter 7 BK.

    #2
    Open with no missed payments is not inconsistent with a $0 balance and included in Chap 7 BK. It is possible that the accounts have not been closed or that the creditors have closed the accounts but not yet reported them closed. As long as there are no inaccurate negative entries, I wouldn't worry about it. Unless the cards are reporting available credit that is way to high for your income, them reporting as open accounts is probably a good thing.
    LadyInTheRed is in the black!
    Filed Chap 13 April 2010. Discharged May 2015.
    $143,000 in debt discharged for $36,500, including attorneys fees. Money well spent!

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