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    Did this happen to anyone

    Okay I should receive my discharge in September but I've noticed my credit scores going up? Has this happened to anyone? I'm trying to figure out why they are on the rise. I'm not complaining but just wondering what's going on?
    Filed- May 31, 2006
    341 Meeting-July 7 , 2006-DONE!!
    DISCHARGED & CLOSED-SEPTEMBER 6, 2006

    #2
    In looking at your Credit Reports, are your Creditors dropping off the debt load? Changing your reporting status from all the lates and the monies owed to $0, IIB?

    BK is a Credit hit, but so is a tremendous debt load. As the debt load drops off, scores tend to rise a bit.
    Filed Ch 7 - 09/06
    Discharged - 12/2006
    Officially Declared No Asset - 03/2007
    Closed - 04/2007

    I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.

    Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...

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      #3
      I think i'm gonna go ahead and sign up with truecredit. com so i can see a before and after. Does that make sense?
      Filed- May 31, 2006
      341 Meeting-July 7 , 2006-DONE!!
      DISCHARGED & CLOSED-SEPTEMBER 6, 2006

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        #4
        I just signed up with truecredit. com and their scores are different then what I received from each report when I pulled the score. What is up with that?
        Filed- May 31, 2006
        341 Meeting-July 7 , 2006-DONE!!
        DISCHARGED & CLOSED-SEPTEMBER 6, 2006

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          #5
          I had true credit and eventhough I really liked them I was told there scores are not accurate. When a potential lender pulled my scores they were lower than what true credit was reporting. I don't know why.
          Discharged 2/27/06, closed 6/1/06

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